COFS vs MA: Which Is the Better Dividend Stock?
As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. COFS offers the higher yield at 3.51%, MA has the higher dividend-safety score, and COFS trades at the larger discount to fair value (+85%).
| Metric | COFS | MA |
|---|---|---|
| Forward yield | 3.51% | 0.60% |
| Annual dividend | $1.16 | $3.48 |
| Payout ratio | 30% | 18% |
| Years of growth | 14 yr | 14 yr |
| 5-yr dividend growth | 6.6% | 13.7% |
| 5-yr total return | 34% | 67% |
| Dividend safety score | 85 (A) | 87 (A) |
| Fair value estimate | $61.21 | $641.25 |
| Upside to fair value | +85% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $497.0M | $525.5B |
| P/E ratio | 8.8 | 31.9 |
Higher yield
COFS
3.51%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
COFS
+85% upside
COFS vs MA — FAQ
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