Ellington Credit (EARN) Total Return Calculator
$10,000 since May 2013, with and without reinvesting · data through Oct 2026
$10,000 invested in Ellington Credit (EARN) ten years ago, at the end of Oct 2016, was worth $10,741 at the end of Oct 2026 with every dividend reinvested: 0.7% a year, against $41,633 in the S&P 500. Since May 2013, $10,000 became $10,841 reinvested (0.6% a year), or $11,389 taking the dividends as cash, $9,596 of it paid out along the way.
EARN became
$10,841
S&P 500: $58,110
Return a year
0.6%
S&P 500: 14.0%
Payouts reinvested
$21,634
bought more shares
Worst drop
-50.1%
S&P 500: -23.9%
$10,000, May 2013 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | EARN total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −21.3% | $2,209 | +11.7% |
| 2025 | −5.8% | $2,284 | +17.7% |
| 2024 | +24.7% | $1,976 | +24.9% |
| 2023 | +2.7% | $1,668 | +26.2% |
| 2022 | −25.0% | $1,593 | −18.2% |
| 2021 | −11.9% | $1,644 | +28.7% |
| 2020 | +35.8% | $1,436 | +18.3% |
| 2019 | +17.6% | $1,316 | +31.2% |
| 2018 | −3.1% | $1,468 | −4.6% |
| 2017 | +3.5% | $1,413 | +21.7% |
| 2016 | +20.1% | $1,345 | +12.0% |
| 2015 | −12.7% | $1,331 | +1.2% |
| 2014 | +20.4% | $1,318 | +13.5% |
| 2013 (part) | −14.6% | $633 | +14.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: EARN total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Ellington Credit (EARN) at the end of May 2013, with dividends reinvested, was worth $10,841 at the end of Oct 2026: 0.6% a year, against $58,110 (14.0% a year) in the S&P 500.
- Over the 10 years to Oct 2026, EARN turned $10,000 into $10,741 with dividends reinvested, 0.7% a year.
- Over the 5 years to Oct 2026, EARN returned -9.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking EARN's dividends as cash instead of reinvesting them, the same $10,000 ended at $11,389, including $9,596 of cash received; reinvesting added $0.
- EARN's best calendar year in that time was 2020 (35.8%) and its worst 2022 (-25.0%), with dividends reinvested.
Cite this page
SmarterDividends, "Ellington Credit (EARN) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/EARN/total-return
EARN total return questions
If I invested $10,000 in EARN 10 years ago, how much would I have?
About $10,741 at the end of Oct 2026, with every dividend reinvested: 0.7% a year. Taking them as cash, you'd have shares worth $2,766 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is EARN's total return since May 2013?
8% in total, or 0.6% a year, through Oct 2026 with dividends reinvested. The share price alone fell 82%.
How much of EARN's return came from dividends?
About 100% of its yearly return since May 2013. Reinvesting them, rather than taking cash, left you $0 better off on a $10,000 start.
What was EARN's worst year?
2022, at -25.0% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -50.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.