SmarterDividends
FUNC

First United Corporation

FUNC

Financial Services · Banks - Regional · Stock · quarterly payer

$44.24

Undervalued · +43% Add to Portfolio

Forward Yield

2.54%

Annual Dividend

$1.12

Payout Ratio

26%

5-Yr Growth

12.1%

Ex-Date

Oct 19, 2026

Frequency

Quarterly

Key facts about FUNC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First United Corporation (FUNC) has a forward dividend yield of 2.54%, based on an annual dividend of $1.12 per share and a share price of $44.24.
  • As of Oct 18, 2026, FUNC's dividend safety grade from SmarterDividends is A (80 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, First United Corporation (FUNC) has raised its dividend for 8 consecutive years as of Oct 18, 2026.
  • FUNC last cut its regular dividend in 2010.
  • FUNC's next ex-dividend date is Oct 19, 2026, with payment on Nov 2, 2026. Shares must be owned before that date to receive the dividend.
  • As of Oct 18, 2026, FUNC pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
  • FUNC's dividend has grown at an average rate of 12.1% a year over the past five years.
  • As of Oct 18, 2026, FUNC's 2.54% yield is 23% below its five-year average yield of 3.32%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FUNC is $63.37 per share, 43% above the $44.24 share price, so FUNC screens as undervalued.
  • First United Corporation (FUNC) pays its dividend quarterly, 4 times a year.
Cite this page

SmarterDividends, "FUNC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FUNC

Summary

As of Oct 18, 2026, First United Corporation (FUNC) yields 2.54% ($1.12 a year per share), has a dividend safety grade of A (80/100) and has 8 consecutive years of dividend increases on record.

Is FUNC a good dividend stock?

Yes

First United Corporation (FUNC) pays a quarterly dividend yielding 2.54% ($1.12/yr), with 8 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (26%)
  • Strong 12.1% 5-yr dividend growth
  • 137% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2010

Key Data

Dividend Yield
2.54%
Payout Ratio
26%
Annual Dividend
$1.12
5-Yr Avg Growth
12.1%
Ex-Dividend Date
Oct 19, 2026
Years of Growth
8
Frequency
quarterly
Beta
0.51
Market Cap
$285.5M
P/E Ratio
11.5
5-Yr Total Return
137%
52-Week Range
$33.54 – $46.30
Dividend Safety
A · 80/100
Ever Cut?
Yes (2010)
FUNC ex-dividend date & scheduleNext ex-date Oct 19, 2026 · full ex-dividend historyView →FUNC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FUNC a good dividend stock?

Yes. First United Corporation (FUNC) pays a quarterly dividend yielding 2.54% ($1.12/yr), with 8 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FUNC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FUNC's fair value is about $63.37 versus a $44.24 share price — so it looks undervalued (+43% vs. fair value).

Is FUNC's dividend safe?

FUNC has a dividend-safety grade of A (80/100), based on its payout coverage, free-cash-flow, 8-year growth streak, a dividend cut in 2010, debt and yield-versus-history.

What is FUNC's fair value?

Our blended fair-value estimate for FUNC is about $63.37 per share, roughly 43% above the current $44.24 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FUNC a buy, hold, or sell?

We don't issue formal ratings, but on the data FUNC screens as "yes" and undervalued. First United Corporation (FUNC) pays a quarterly dividend yielding 2.54% ($1.12/yr), with 8 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FUNC cut its dividend?

FUNC earns a dividend-safety grade of A (80/100), and has cut its dividend before (last in 2010). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FUNC pay a dividend?

Yes. First United Corporation pays a quarterly dividend of about $1.12 per share annually, a forward yield of roughly 2.54%.

What is FUNC's dividend yield?

As of Oct 18, 2026, FUNC's forward dividend yield is 2.54%, based on a $1.12 annual dividend and a $44.24 share price.

What is FUNC's dividend per share?

As of Oct 18, 2026, FUNC pays $1.12 per share per year, distributed on a quarterly basis.

What is FUNC's dividend payout ratio?

As of Oct 18, 2026, FUNC's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FUNC grown its dividend?

As of Oct 18, 2026, FUNC has increased its dividend for 8 consecutive years.

When is the next FUNC ex-dividend date?

As of Oct 18, 2026, the next ex-dividend date on record for FUNC is Oct 19, 2026.

Income Calculator

At $1.12 / yr per share

Per payment (quarterly)$28.00
Annual$112.00
Monthly avg$9.33

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