FUNC vs JPM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, FUNC and JPM are closely matched. FUNC offers the higher yield at 2.54%, JPM has the higher dividend-safety score, and FUNC looks like the better value (its fair-value estimate is 43% above its share price).
Key facts: FUNC vs JPM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First United Corporation (FUNC) has the higher forward dividend yield at 2.54%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades FUNC's dividend safety A (80/100) and JPM's A (82/100).
- By SmarterDividends' count as of Oct 18, 2026, FUNC has raised its dividend for 8 consecutive years and JPM for 15.
- As of Oct 18, 2026, FUNC pays out 26% of its earnings as dividends and JPM pays out 26%.
- As of Oct 18, 2026, FUNC's fair-value estimate is 43% above its share price and JPM's fair-value estimate is 7% above its share price, so FUNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FUNC vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/func-vs-jpm
| Metric | FUNC | JPM |
|---|---|---|
| Forward yield | 2.54% | 1.94% |
| Annual dividend | $1.12 | $6.60 |
| Payout ratio | 26% | 26% |
| Years of growth | 8 yr | 15 yr |
| 5-yr dividend growth | 12.1% | 9.0% |
| 5-yr total return | 137% | 114% |
| Dividend safety score | 80 (A) | 82 (A) |
| Fair value estimate | $63.37 | $364.60 |
| Upside to fair value | +43% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $285.5M | $902.2B |
| P/E ratio | 11.5 | 14.3 |
Higher yield
FUNC
2.54%
Safer dividend
JPM
Grade A
Faster growth
FUNC
12.1%
Better value
FUNC
+43% upside
FUNC vs JPM — FAQ
Is FUNC or JPM a better dividend stock?
FUNC and JPM are closely matched. FUNC has the higher yield; JPM scores better on safety.
Which has a higher dividend yield, FUNC or JPM?
FUNC has the higher forward dividend yield at 2.54%, versus 1.94% for JPM.
Is FUNC or JPM safer?
JPM has the higher dividend-safety score (82/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is FUNC or JPM better value right now?
As of Oct 18, 2026, FUNC looks like the better value: its fair-value estimate is 43% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.