ING Groep N.V.
INGVFFinancial Services · Stock · quarterly payer
Forward Yield
3.74%
Annual Dividend
$1.27
Payout Ratio
48%
5-Yr Growth
—
Ex-Date
Apr 16, 2026
Frequency
Quarterly
Summary
As of July 2026, ING Groep N.V. (INGVF) yields 3.74% ($1.27 per share annually), with a blended fair-value estimate of $55.22 — +63% upside, so it screens as undervalued. Dividend safety grade: D (48/100).
Is INGVF a good dividend stock?
MixedING Groep N.V. (INGVF) pays a quarterly dividend yielding 3.74% ($1.27/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (48%)
- 145% total price return over 5 years
Risks
- Cut its dividend in 2025
- Below-average dividend safety score
Key Data
- Dividend Yield
- 3.74%
- Payout Ratio
- 48%
- Annual Dividend
- $1.27
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Apr 16, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.90
- Market Cap
- $96.9B
- P/E Ratio
- 13.6
- 5-Yr Total Return
- 145%
- 52-Week Range
- $21.95 – $33.89
- Dividend Safety
- D · 48/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
INGVF Price — Last 12 Months
Daily close
Price Return
1 Year
+42%
3 Years
+130%
5 Years
+145%
52-Week Range
$21.95 – $33.89
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is INGVF worth?
Undervaluedmedium confidenceOur blended fair-value estimate for ING Groep N.V. is $55.22 per share, versus a market price of $33.89. That implies 63% of upside — a margin of safety of about 39%.
Fair Value
$55.22
Current Price
$33.89
Upside
+63%
Margin of Safety
39%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 14.3% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.8% discount rate (CAPM), 14.3% stage-1 growth, 2.5% terminal growth, $2.49 EPS, $1.27 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
INGVF Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 16, 2026 | — | $0.8690 | regular |
| Aug 4, 2025 | — | $0.4050 | regular |
| Apr 24, 2025 | — | $0.8040 | regular |
| Jan 8, 2025 | — | $0.1670 | regular |
| Aug 5, 2024 | — | $0.3820 | regular |
| Apr 24, 2024 | — | $0.8090 | regular |
| Aug 7, 2023 | — | $0.3850 | regular |
| Apr 26, 2023 | — | $0.4270 | regular |
| Jan 9, 2023 | — | $0.0870 | regular |
| Aug 8, 2022 | — | $0.1730 | regular |
| May 10, 2022 | — | $0.2450 | regular |
| Apr 27, 2022 | — | $0.4360 | regular |
| Oct 4, 2021 | — | $0.5570 | regular |
| Feb 16, 2021 | — | $0.1460 | regular |
Income Calculator
At $1.27 / yr per share
