BAC vs INGVF: Which Is the Better Dividend Stock?
As of Nov 5, 2026, INGVF (ING Groep N.V.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. INGVF offers the higher yield at 4.06%, BAC has the higher dividend-safety score, and INGVF looks like the better value (its fair-value estimate is 51% above its share price).
Key facts: BAC vs INGVF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, ING Groep N.V. (INGVF) has the higher forward dividend yield at 4.06%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and INGVF's D (48/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and INGVF for 0.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and INGVF pays out 48%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and INGVF's fair-value estimate is 51% above its share price, so INGVF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs INGVF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-ingvf
| Metric | BAC | INGVF |
|---|---|---|
| Forward yield | 2.48% | 4.06% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 28% | 48% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 12% | 125% |
| Dividend safety score | 87 (A) | 48 (D) |
| Fair value estimate | $63.43 | $48.79 |
| Upside to fair value | +25% | +51% |
| Frequency | quarterly | quarterly |
| Market cap | $349.9B | $91.9B |
| P/E ratio | 12.1 | 11.9 |
Higher yield
INGVF
4.06%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
INGVF
+51% upside
BAC vs INGVF — FAQ
Is BAC or INGVF a better dividend stock?
On the data, INGVF wins more head-to-head categories (4 vs 3). INGVF offers the higher yield (4.06%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or INGVF?
INGVF has the higher forward dividend yield at 4.06%, versus 2.48% for BAC.
Is BAC or INGVF safer?
BAC has the higher dividend-safety score (87/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or INGVF better value right now?
As of Nov 5, 2026, INGVF looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.