Itaú Unibanco Holding S.A.
ITUBFinancial Services · Stock · monthly payer
Forward Yield
2.12%
Annual Dividend
$0.17
Payout Ratio
75%
5-Yr Growth
4.9%
Ex-Date
Aug 4, 2026
Frequency
Monthly
Summary
As of July 2026, Itaú Unibanco Holding S.A. (ITUB) yields 2.12% ($0.17 per share annually), with a blended fair-value estimate of $13.23 — +61% upside, so it screens as undervalued. Dividend safety grade: C (55/100). 1 years of dividend growth.
Is ITUB a good dividend stock?
MixedItaú Unibanco Holding S.A. (ITUB) pays a monthly dividend yielding 2.12% ($0.17/yr), with 1 year of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- 90% total price return over 5 years
Risks
- Cut its dividend in 2024
Key Data
- Dividend Yield
- 2.12%
- Payout Ratio
- 75%
- Annual Dividend
- $0.17
- 5-Yr Avg Growth
- 4.9%
- Ex-Dividend Date
- Aug 4, 2026
- Years of Growth
- 1
- Frequency
- monthly
- Beta
- 0.15
- Market Cap
- $91.7B
- P/E Ratio
- 10.3
- 5-Yr Total Return
- 90%
- 52-Week Range
- $5.93 – $9.60
- Dividend Safety
- C · 55/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
ITUB Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+69%
5 Years
+90%
52-Week Range
$5.93 – $9.60
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ITUB worth?
Undervaluedlow confidenceOur blended fair-value estimate for Itaú Unibanco Holding S.A. is $13.23 per share, versus a market price of $8.20. That implies 61% of upside — a margin of safety of about 38%.
Fair Value
$13.23
Current Price
$8.20
Upside
+61%
Margin of Safety
38%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 11.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 11.0% stage-1 growth, 2.5% terminal growth, $0.80 EPS, $0.17 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ITUB Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 2, 2026 | — | $0.0030 | regular |
| Jun 22, 2026 | — | $0.0720 | regular |
| Jun 2, 2026 | — | $0.0030 | regular |
| May 5, 2026 | — | $0.0030 | regular |
| Apr 2, 2026 | — | $0.0030 | regular |
| Mar 23, 2026 | — | $0.0680 | regular |
| Mar 3, 2026 | — | $0.0030 | regular |
| Feb 3, 2026 | — | $0.0030 | regular |
| Jan 5, 2026 | — | $0.0030 | regular |
| Dec 11, 2025 | — | $0.3932 | regular |
| Dec 2, 2025 | — | $0.0029 | regular |
| Nov 4, 2025 | — | $0.0029 | regular |
| Oct 2, 2025 | — | $0.0029 | regular |
| Sep 2, 2025 | — | $0.0029 | regular |
Income Calculator
At $0.17 / yr per share
