Joint Stock Company Kaspi.kz
KSPITechnology · Stock · quarterly payer
Forward Yield
4.08%
Annual Dividend
$3.59
Payout Ratio
0%
5-Yr Growth
—
Ex-Date
Jun 12, 2026
Frequency
Quarterly
Summary
As of July 2026, Joint Stock Company Kaspi.kz (KSPI) yields 4.08% ($3.59 per share annually), with a blended fair-value estimate of $123.38 — +40% upside, so it screens as undervalued.
Is KSPI a good dividend stock?
MixedJoint Stock Company Kaspi.kz (KSPI) pays a quarterly dividend yielding 4.08% ($3.59/yr), with 0 years of growth. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 4.08%
- Payout Ratio
- 0%
- Annual Dividend
- $3.59
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jun 12, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.09
- Market Cap
- $16.8B
- P/E Ratio
- 7.9
- 5-Yr Total Return
- —
- 52-Week Range
- $68.59 – $99.20
- Dividend Safety
- —
- Ever Cut?
- No
Frequently Asked Questions
KSPI Price — Last 12 Months
Daily close
Price Return
1 Year
-6%
3 Years
—
5 Years
—
52-Week Range
$68.59 – $99.20
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is KSPI worth?
Undervaluedlow confidenceOur blended fair-value estimate for Joint Stock Company Kaspi.kz is $123.38 per share, versus a market price of $87.91. That implies 40% of upside — a margin of safety of about 29%.
Fair Value
$123.38
Current Price
$87.91
Upside
+40%
Margin of Safety
29%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $11.15 EPS, $3.59 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 12, 2026 | — | $1.7980 | regular |
| Apr 16, 2026 | — | $1.7600 | regular |
| Nov 20, 2024 | — | $1.7140 | regular |
| Aug 22, 2024 | — | $1.7720 | regular |
| May 23, 2024 | — | $1.9190 | regular |
| Apr 12, 2024 | — | $1.9010 | regular |
Income Calculator
At $3.59 / yr per share
