KSPI vs MSFT: Which Is the Better Dividend Stock?
As of Oct 30, 2026, KSPI (Joint Stock Company Kaspi.kz) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. KSPI offers the higher yield at 6.27%, MSFT has the higher dividend-safety score, and KSPI looks like the better value (its fair-value estimate is 133% above its share price).
Key facts: KSPI vs MSFT
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Joint Stock Company Kaspi.kz (KSPI) has the higher forward dividend yield at 6.27%, versus 0.74% for Microsoft Corporation (MSFT).
- By SmarterDividends' count as of Oct 30, 2026, KSPI has raised its dividend for 0 consecutive years and MSFT for 20.
- As of Oct 30, 2026, KSPI pays out 33% of its earnings as dividends and MSFT pays out 20%.
- As of Oct 30, 2026, KSPI's fair-value estimate is 133% above its share price and MSFT's fair-value estimate is 42% below its share price, so KSPI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "KSPI vs MSFT: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/kspi-vs-msft
| Metric | KSPI | MSFT |
|---|---|---|
| Forward yield | 6.27% | 0.74% |
| Annual dividend | $5.74 | $3.92 |
| Payout ratio | 33% | 20% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | — | 10.2% |
| 5-yr total return | — | 59% |
| Dividend safety score | — | 97 (A) |
| Fair value estimate | $220.23 | $308.36 |
| Upside to fair value | +133% | -42% |
| Frequency | quarterly | quarterly |
| Market cap | $18.0B | $3.9T |
| P/E ratio | 8.7 | 29.5 |
Higher yield
KSPI
6.27%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
KSPI
+133% upside
KSPI vs MSFT — FAQ
Is KSPI or MSFT a better dividend stock?
On the data, KSPI wins more head-to-head categories (3 vs 2). KSPI offers the higher yield (6.27%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, KSPI or MSFT?
KSPI has the higher forward dividend yield at 6.27%, versus 0.74% for MSFT.
Is KSPI or MSFT safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is KSPI or MSFT better value right now?
As of Oct 30, 2026, KSPI looks like the better value: its fair-value estimate is 133% above its share price (undervalued). For MSFT, its fair-value estimate is 42% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.