SmarterDividends

KSPI vs MSFT: Which Is the Better Dividend Stock?

As of September 2026, KSPI (Joint Stock Company Kaspi.kz) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. KSPI offers the higher yield at 5.91%, MSFT has the higher dividend-safety score, and KSPI trades at the larger discount to fair value (+97%).

MetricKSPIMSFT
Forward yield5.91%0.74%
Annual dividend$5.74$3.64
Payout ratio31%20%
Years of growth0 yr20 yr
5-yr dividend growth10.2%
5-yr total return76%
Dividend safety score97 (A)
Fair value estimate$197.27$397.22
Upside to fair value+97%-20%
Frequencyquarterlyquarterly
Market cap$19.0B$3.7T
P/E ratio8.227.4

Higher yield

KSPI

5.91%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

KSPI

+97% upside

KSPI vs MSFT — FAQ

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