KSPI vs MSFT: Which Is the Better Dividend Stock?
As of September 2026, KSPI (Joint Stock Company Kaspi.kz) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. KSPI offers the higher yield at 5.91%, MSFT has the higher dividend-safety score, and KSPI trades at the larger discount to fair value (+97%).
| Metric | KSPI | MSFT |
|---|---|---|
| Forward yield | 5.91% | 0.74% |
| Annual dividend | $5.74 | $3.64 |
| Payout ratio | 31% | 20% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | — | 10.2% |
| 5-yr total return | — | 76% |
| Dividend safety score | — | 97 (A) |
| Fair value estimate | $197.27 | $397.22 |
| Upside to fair value | +97% | -20% |
| Frequency | quarterly | quarterly |
| Market cap | $19.0B | $3.7T |
| P/E ratio | 8.2 | 27.4 |
Higher yield
KSPI
5.91%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
KSPI
+97% upside
KSPI vs MSFT — FAQ
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