Lument Finance Trust, Inc.
LFTReal Estate · REIT - Mortgage · Stock · quarterly payer
$4.22
Add to PortfolioForward Yield
28.44%
Annual Dividend
$1.20
Payout Ratio
260%
5-Yr Growth
-6.8%
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Key facts about LFT's dividend
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Lument Finance Trust, Inc. (LFT) has a forward dividend yield of 28.44%, based on an annual dividend of $1.20 per share and a share price of $4.22.
- As of Oct 27, 2026, LFT's dividend safety grade from SmarterDividends is D (42 out of 100), which rates the dividend as unsafe.
- LFT last cut its regular dividend in 2025.
- LFT's most recent ex-dividend date was Jun 30, 2026, for a dividend of $0.40 per share.
- As of Oct 27, 2026, LFT pays out 260% of its trailing 12-month earnings as dividends (its payout ratio).
- LFT's dividend has shrunk at an average rate of 6.8% a year over the past five years.
- As of Oct 27, 2026, LFT's 28.44% yield is 146% above its five-year average yield of 11.58%.
- Lument Finance Trust, Inc. (LFT) pays its dividend quarterly, 4 times a year.
- Lument Finance Trust, Inc. (LFT) has raised its regular dividend 8 times and cut it 9 times across the 96 payments on record since 2013. Its most recent change was a 33.3% cut to $0.400 per share, going ex-dividend on Sep 30, 2025.
Cite this page
SmarterDividends, "LFT Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 27, 2026, https://smarterdividends.com/stocks/LFT
Summary
As of Oct 27, 2026, Lument Finance Trust, Inc. (LFT) yields 28.44% ($1.20 a year per share) and has a dividend safety grade of D (42/100).
Is LFT a good dividend stock?
MixedLument Finance Trust, Inc. (LFT) pays a quarterly dividend yielding 28.44% ($1.20/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (260%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 28.44%
- Payout Ratio
- 260%
- Annual Dividend
- $1.20
- 5-Yr Avg Growth
- -6.8%
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.68
- Market Cap
- $22.2M
- P/E Ratio
- —
- 5-Yr Total Return
- -89%
- 52-Week Range
- $4.14 – $17.50
- Dividend Safety
- D · 42/100
- Ever Cut?
- Yes (2025)
LFT dividend raises and cuts
Lument Finance Trust, Inc. (LFT) has raised its regular dividend 8 times and cut it 9 times across the 96 payments on record since 2013. Its most recent change was a 33.3% cut to $0.400 per share, going ex-dividend on Sep 30, 2025.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Sep 30, 2025 | Cut | $0.600 → $0.400 | −33.3% |
| Jun 30, 2025 | Cut | $0.800 → $0.600 | −25.0% |
| Jun 28, 2024 | Raise | $0.700 → $0.800 | +14.3% |
| Sep 28, 2023 | Raise | $0.600 → $0.700 | +16.7% |
| Mar 30, 2022 | Cut | $0.900 → $0.600 | −33.3% |
| Mar 30, 2021 | Raise | $0.850 → $0.900 | +5.9% |
| Sep 29, 2020 | Raise | $0.750 → $0.850 | +13.3% |
| Jun 27, 2019 | Raise | $0.700 → $0.750 | +7.1% |
| Mar 28, 2019 | Raise | $0.600 → $0.700 | +16.7% |
| Sep 27, 2018 | Raise | $0.200 → $0.600 | +200.0% |
| Apr 13, 2018 | Cut | $0.330 → $0.200 | −39.4% |
| Jan 12, 2018 | Cut | $0.500 → $0.330 | −34.0% |
Show all 17 changes since 2013
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Jan 12, 2017 | Cut | $0.600 → $0.500 | −16.7% |
| Jan 13, 2016 | Cut | $1.00 → $0.600 | −40.0% |
| Jul 13, 2015 | Cut | $1.25 → $1.00 | −20.0% |
| Oct 10, 2013 | Cut | $1.60 → $1.25 | −21.9% |
| May 13, 2013 | Raise | $1.30 → $1.60 | +23.1% |
Frequently Asked Questions
Is LFT a good dividend stock?
Mixed. Lument Finance Trust, Inc. (LFT) pays a quarterly dividend yielding 28.44% ($1.20/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Is LFT's dividend safe?
LFT has a dividend-safety grade of D (42/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2025, debt and yield-versus-history.
Is LFT a buy, hold, or sell?
We don't issue formal ratings, but on the data LFT screens as "mixed". Lument Finance Trust, Inc. (LFT) pays a quarterly dividend yielding 28.44% ($1.20/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.
Will LFT cut its dividend?
LFT earns a dividend-safety grade of D (42/100), and has cut its dividend before (last in 2025). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does LFT pay a dividend?
Yes. Lument Finance Trust, Inc. pays a quarterly dividend of about $1.20 per share annually, a forward yield of roughly 28.44%.
What is LFT's dividend yield?
As of Oct 27, 2026, LFT's forward dividend yield is 28.44%, based on a $1.20 annual dividend and a $4.22 share price.
What is LFT's dividend per share?
As of Oct 27, 2026, LFT pays $1.20 per share per year, distributed on a quarterly basis.
What is LFT's dividend payout ratio?
As of Oct 27, 2026, LFT's payout ratio is 260% of trailing 12-month earnings — an elevated level worth watching, as it leaves less cushion if earnings dip.
How many years has LFT grown its dividend?
LFT does not currently have a long dividend-growth streak on record.
When is the next LFT ex-dividend date?
As of Oct 27, 2026, LFT's next ex-dividend date hasn't been announced. The most recent was Jun 30, 2026, for $0.40 per share.
LFT Price — Last 12 Months
Daily close
Price Return
1 Year
-74%
3 Years
-80%
5 Years
-89%
52-Week Range
$4.14 – $17.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
LFT Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full LFT dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | Jul 15, 2026 | $0.4000 | regular |
| Mar 31, 2026 | Apr 15, 2026 | $0.4000 | regular |
| Dec 31, 2025 | Jan 15, 2026 | $0.4000 | regular |
| Sep 30, 2025 | Oct 15, 2025 | $0.4000 | regular |
| Jun 30, 2025 | Jul 15, 2025 | $0.6000 | regular |
| Mar 31, 2025 | Apr 15, 2025 | $0.8000 | regular |
| Dec 31, 2024 | Jan 15, 2025 | $1.7000 | regular |
| Sep 30, 2024 | Oct 15, 2024 | $0.8000 | regular |
| Jun 28, 2024 | Jul 15, 2024 | $0.8000 | regular |
| Mar 27, 2024 | Apr 15, 2024 | $0.7000 | regular |
| Dec 28, 2023 | Jan 16, 2024 | $0.7000 | regular |
| Sep 28, 2023 | Oct 16, 2023 | $0.7000 | regular |
| Jun 29, 2023 | Jul 17, 2023 | $0.6000 | regular |
| Mar 30, 2023 | Apr 17, 2023 | $0.6000 | regular |
Income Calculator
At $1.20 / yr per share
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