LFT
Lument Finance Trust, Inc.
LFTReal Estate · Stock · quarterly payer
$1.06
Add to PortfolioForward Yield
16.98%
Annual Dividend
$0.18
Payout Ratio
260%
5-Yr Growth
-9.0%
Ex-Date
Mar 31, 2026
Frequency
Quarterly
LFT Dividend Safety Score
38/ 100
Grade D
Risky
Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage260% of earnings paid out
Balance-sheet strengthDebt/equity of 4.53
Yield vs its historyYield is 1.5× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is LFT a good dividend stock?
Higher riskLument Finance Trust, Inc. (LFT) pays a quarterly dividend yielding 16.98% ($0.18/yr), with 0 years of growth and a dividend-safety grade of D. Treat the dividend with caution — recent cuts, a stretched payout or a falling price raise the risk.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (260%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 16.98%
- Payout Ratio
- 260%
- Annual Dividend
- $0.18
- 5-Yr Avg Growth
- -9.0%
- Ex-Dividend Date
- Mar 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.59
- Market Cap
- $55.6M
- P/E Ratio
- —
- 5-Yr Total Return
- -75%
- 52-Week Range
- $1.02 – $2.65
- Dividend Safety
- D · 38/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 31, 2026 | — | $0.0400 | regular |
| Dec 31, 2025 | — | $0.0400 | regular |
| Sep 30, 2025 | — | $0.0400 | regular |
| Jun 30, 2025 | — | $0.0600 | regular |
| Mar 31, 2025 | — | $0.0800 | regular |
| Dec 31, 2024 | — | $0.1700 | regular |
| Sep 30, 2024 | — | $0.0800 | regular |
| Jun 28, 2024 | — | $0.0800 | regular |
| Mar 27, 2024 | — | $0.0700 | regular |
| Dec 28, 2023 | — | $0.0700 | regular |
| Sep 28, 2023 | — | $0.0700 | regular |
| Jun 29, 2023 | — | $0.0600 | regular |
| Mar 30, 2023 | — | $0.0600 | regular |
| Dec 29, 2022 | — | $0.0600 | regular |
Income Calculator
At $0.18 / yr per share
Per payment (quarterly)$4.50
Annual$18.00
Monthly avg$1.50
