Lument Finance Trust, Inc.
LFTReal Estate · Stock · quarterly payer
Forward Yield
17.29%
Annual Dividend
$0.16
Payout Ratio
260%
5-Yr Growth
-6.8%
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Summary
As of July 2026, Lument Finance Trust, Inc. (LFT) yields 17.29% ($0.16 per share annually), with a blended fair-value estimate of $2.78 — +200% upside, so it screens as undervalued. Dividend safety grade: D (38/100).
Is LFT a good dividend stock?
Higher riskLument Finance Trust, Inc. (LFT) pays a quarterly dividend yielding 17.29% ($0.16/yr), with 0 years of growth and a dividend-safety grade of D. Treat the dividend with caution — recent cuts, a stretched payout or a falling price raise the risk.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (260%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 17.29%
- Payout Ratio
- 260%
- Annual Dividend
- $0.16
- 5-Yr Avg Growth
- -6.8%
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.60
- Market Cap
- $45.5M
- P/E Ratio
- —
- 5-Yr Total Return
- -77%
- 52-Week Range
- $0.91 – $2.44
- Dividend Safety
- D · 38/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
LFT Price — Last 12 Months
Daily close
Price Return
1 Year
-59%
3 Years
-56%
5 Years
-77%
52-Week Range
$0.91 – $2.44
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is LFT worth?
Undervaluedlow confidenceOur blended fair-value estimate for Lument Finance Trust, Inc. is $2.78 per share, versus a market price of $0.93. That implies 200% of upside — a margin of safety of about 67%.
Fair Value
$2.78
Current Price
$0.93
Upside
+200%
Margin of Safety
67%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 7.3% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, -$0.13 EPS, $0.16 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
LFT Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.0400 | regular |
| Mar 31, 2026 | — | $0.0400 | regular |
| Dec 31, 2025 | — | $0.0400 | regular |
| Sep 30, 2025 | — | $0.0400 | regular |
| Jun 30, 2025 | — | $0.0600 | regular |
| Mar 31, 2025 | — | $0.0800 | regular |
| Dec 31, 2024 | — | $0.1700 | regular |
| Sep 30, 2024 | — | $0.0800 | regular |
| Jun 28, 2024 | — | $0.0800 | regular |
| Mar 27, 2024 | — | $0.0700 | regular |
| Dec 28, 2023 | — | $0.0700 | regular |
| Sep 28, 2023 | — | $0.0700 | regular |
| Jun 29, 2023 | — | $0.0600 | regular |
| Mar 30, 2023 | — | $0.0600 | regular |
Income Calculator
At $0.16 / yr per share
