Microsoft (MSFT) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Microsoft (MSFT) ten years ago, at the end of Oct 2016, was worth $98,103 at the end of Oct 2026 with every dividend reinvested: 25.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $205,882 reinvested (17.4% a year), or $155,744 taking the dividends as cash, $9,140 of it paid out along the way.
MSFT became
$205,882
S&P 500: $72,756
Return a year
17.4%
S&P 500: 11.1%
Payouts reinvested
$11,882
bought more shares
Worst drop
-53.5%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | MSFT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +8.6% | $1,114 | +11.7% |
| 2025 | +15.6% | $1,329 | +17.7% |
| 2024 | +12.9% | $1,213 | +24.9% |
| 2023 | +58.2% | $1,083 | +26.2% |
| 2022 | −28.0% | $968 | −18.2% |
| 2021 | +52.5% | $868 | +28.7% |
| 2020 | +42.5% | $773 | +18.3% |
| 2019 | +57.6% | $711 | +31.2% |
| 2018 | +20.8% | $650 | −4.6% |
| 2017 | +40.8% | $585 | +21.7% |
| 2016 | +15.1% | $525 | +12.0% |
| 2015 | +22.7% | $433 | +1.2% |
| 2014 | +27.5% | $385 | +13.5% |
| 2013 | +44.3% | $325 | +32.3% |
| 2012 | +5.8% | $260 | +16.0% |
| 2011 | −4.5% | $210 | +1.9% |
| 2010 | −6.5% | $161 | +15.1% |
| 2009 | +60.5% | $156 | +26.4% |
| 2008 | −44.4% | $133 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: MSFT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Microsoft (MSFT) at the end of Dec 2007, with dividends reinvested, was worth $205,882 at the end of Oct 2026: 17.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, MSFT turned $10,000 into $98,103 with dividends reinvested, 25.7% a year.
- Over the 5 years to Oct 2026, MSFT returned 10.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking MSFT's dividends as cash instead of reinvesting them, the same $10,000 ended at $155,744, including $9,140 of cash received; reinvesting added $50,137.
- MSFT's best calendar year in that time was 2009 (60.5%) and its worst 2008 (-44.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Microsoft (MSFT) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/MSFT/total-return
MSFT total return questions
If I invested $10,000 in MSFT 10 years ago, how much would I have?
About $98,103 at the end of Oct 2026, with every dividend reinvested: 25.7% a year. Taking them as cash, you'd have shares worth $87,101 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is MSFT's total return since Dec 2007?
1959% in total, or 17.4% a year, through Oct 2026 with dividends reinvested. The share price alone rose 1366%.
How much of MSFT's return came from dividends?
About 12% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $50,137 better off on a $10,000 start.
What was MSFT's worst year?
2008, at -44.4% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -53.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.