Chicago Atlantic Real Estate Finance, Inc.
REFIReal Estate · Stock · quarterly payer
$10.27
Add to PortfolioForward Yield
18.63%
Annual Dividend
$1.88
Payout Ratio
131%
5-Yr Growth
—
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Summary
As of August 2026, Chicago Atlantic Real Estate Finance, Inc. (REFI) yields 18.63% ($1.88 per share annually). Dividend safety grade: C (63/100).
Is REFI a good dividend stock?
Yes, with caveatsChicago Atlantic Real Estate Finance, Inc. (REFI) pays a quarterly dividend yielding 18.63% ($1.88/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Elevated payout ratio (131%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 18.63%
- Payout Ratio
- 131%
- Annual Dividend
- $1.88
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.32
- Market Cap
- $218.9M
- P/E Ratio
- 7.0
- 5-Yr Total Return
- -38%
- 52-Week Range
- $9.69 – $14.57
- Dividend Safety
- C · 63/100
- Ever Cut?
- No
Frequently Asked Questions
REFI Price — Last 12 Months
Daily close
Price Return
1 Year
-28%
3 Years
-32%
5 Years
-38%
52-Week Range
$9.69 – $14.57
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
REFI Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.4700 | regular |
| Mar 31, 2026 | — | $0.4700 | regular |
| Dec 31, 2025 | — | $0.4700 | regular |
| Sep 30, 2025 | — | $0.4700 | regular |
| Jun 30, 2025 | — | $0.4700 | regular |
| Mar 31, 2025 | — | $0.4700 | regular |
| Dec 31, 2024 | — | $0.6500 | regular |
| Sep 30, 2024 | — | $0.4700 | regular |
| Jun 28, 2024 | — | $0.4700 | regular |
| Mar 27, 2024 | — | $0.4700 | regular |
| Dec 28, 2023 | — | $0.7600 | regular |
| Sep 28, 2023 | — | $0.4700 | regular |
| Jun 29, 2023 | — | $0.4700 | regular |
| Mar 30, 2023 | — | $0.4700 | regular |
Income Calculator
At $1.88 / yr per share
