RiverNorth Capital and Income Fund, Inc.
RSFFinancial Services · Stock · monthly payer
Forward Yield
11.50%
Annual Dividend
$1.65
Payout Ratio
120%
5-Yr Growth
-3.2%
Ex-Date
Sep 15, 2026
Frequency
Monthly
Summary
As of September 2026, RiverNorth Capital and Income Fund, Inc. (RSF) yields 11.50% ($1.65 per share annually), with a blended fair-value estimate of $28.57 — +99% upside, so it screens as undervalued. Dividend safety grade: C (51/100).
Is RSF a good dividend stock?
MixedRiverNorth Capital and Income Fund, Inc. (RSF) pays a monthly dividend yielding 11.50% ($1.65/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2023
- Elevated payout ratio (120%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 11.50%
- Payout Ratio
- 120%
- Annual Dividend
- $1.65
- 5-Yr Avg Growth
- -3.2%
- Ex-Dividend Date
- Sep 15, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- —
- Market Cap
- $49.6M
- P/E Ratio
- 10.5
- 5-Yr Total Return
- -26%
- 52-Week Range
- $14.13 – $15.07
- Dividend Safety
- C · 51/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
RSF Price — Last 12 Months
Daily close
Price Return
1 Year
-3%
3 Years
-3%
5 Years
-26%
52-Week Range
$14.13 – $15.07
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is RSF worth?
Undervaluedlow confidenceOur blended fair-value estimate for RiverNorth Capital and Income Fund, Inc. is $28.57 per share, versus a market price of $14.35. That implies 99% of upside — a margin of safety of about 50%.
Fair Value
$28.57
Current Price
$14.35
Upside
+99%
Margin of Safety
50%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 6.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 6.7% stage-1 growth, 2.5% terminal growth, $1.36 EPS, $1.65 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
RSF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full RSF dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 15, 2026 | — | $0.1370 | regular |
| Aug 14, 2026 | — | $0.1370 | regular |
| Jul 15, 2026 | — | $0.1370 | regular |
| Jun 15, 2026 | — | $0.1370 | regular |
| May 15, 2026 | — | $0.1370 | regular |
| Apr 15, 2026 | — | $0.1370 | regular |
| Mar 16, 2026 | — | $0.1370 | regular |
| Feb 13, 2026 | — | $0.1370 | regular |
| Jan 15, 2026 | — | $0.1370 | regular |
| Dec 15, 2025 | — | $0.1360 | regular |
| Nov 14, 2025 | — | $0.1360 | regular |
| Oct 15, 2025 | — | $0.1360 | regular |
| Sep 15, 2025 | — | $0.1360 | regular |
| Aug 15, 2025 | — | $0.1360 | regular |
Income Calculator
At $1.65 / yr per share
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