RiverNorth Capital and Income Fund (RSF) Total Return Calculator
$10,000 since Sep 2016, with and without reinvesting · data through Oct 2026
$10,000 invested in RiverNorth Capital and Income Fund (RSF) ten years ago, at the end of Oct 2016, was worth $34,029 at the end of Oct 2026 with every dividend reinvested: 13.0% a year, against $41,633 in the S&P 500. Since Sep 2016, $10,000 became $34,275 reinvested (13.0% a year), or $24,213 taking the dividends as cash, $13,931 of it paid out along the way.
RSF became
$34,275
S&P 500: $40,912
Return a year
13.0%
S&P 500: 15.0%
Payouts reinvested
$26,713
bought more shares
Worst drop
-17.1%
S&P 500: -23.9%
$10,000, Sep 2016 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | RSF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +8.6% | $3,142 | +11.7% |
| 2025 | +3.8% | $3,396 | +17.7% |
| 2024 | +9.2% | $3,109 | +24.9% |
| 2023 | +3.8% | $2,843 | +26.2% |
| 2022 | −1.9% | $2,920 | −18.2% |
| 2021 | +27.3% | $2,441 | +28.7% |
| 2020 | +2.8% | $2,322 | +18.3% |
| 2019 | +41.1% | $2,231 | +31.2% |
| 2018 | +14.8% | $2,184 | −4.6% |
| 2017 | +23.3% | $1,860 | +21.7% |
| 2016 (part) | +4.6% | $265 | +4.0% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: RSF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in RiverNorth Capital and Income Fund (RSF) at the end of Sep 2016, with dividends reinvested, was worth $34,275 at the end of Oct 2026: 13.0% a year, against $40,912 (15.0% a year) in the S&P 500.
- Over the 10 years to Oct 2026, RSF turned $10,000 into $34,029 with dividends reinvested, 13.0% a year.
- Over the 5 years to Oct 2026, RSF returned 4.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking RSF's dividends as cash instead of reinvesting them, the same $10,000 ended at $24,213, including $13,931 of cash received; reinvesting added $10,062.
- RSF's best calendar year in that time was 2019 (41.1%) and its worst 2022 (-1.9%), with dividends reinvested.
Cite this page
SmarterDividends, "RiverNorth Capital and Income Fund (RSF) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/RSF/total-return
RSF total return questions
If I invested $10,000 in RSF 10 years ago, how much would I have?
About $34,029 at the end of Oct 2026, with every dividend reinvested: 13.0% a year. Taking them as cash, you'd have shares worth $10,205 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is RSF's total return since Sep 2016?
243% in total, or 13.0% a year, through Oct 2026 with dividends reinvested. The share price alone rose 3%.
How much of RSF's return came from dividends?
About 98% of its yearly return since Sep 2016. Reinvesting them, rather than taking cash, left you $10,062 better off on a $10,000 start.
What was RSF's worst year?
2022, at -1.9% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -17.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.