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T

AT&T (T) Total Return Calculator

$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026

$10,000 invested in AT&T (T) ten years ago, at the end of Oct 2016, was worth $15,414 at the end of Oct 2026 with every dividend reinvested: 4.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $26,206 reinvested (5.2% a year), or $17,104 taking the dividends as cash, $10,279 of it paid out along the way.

Payouts
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T became

$26,206

S&P 500: $72,756

Return a year

5.2%

S&P 500: 11.1%

Payouts reinvested

$21,140

bought more shares

Worst drop

-37.8%

S&P 500: -48.2%

$10,000, Dec 2007 to Oct 2026

Payouts reinvested · S&P 500 reinvested

YearT total returnPaid outS&P 500
2026 (part)−9.7%$1,350+11.7%
2025+14.0%$1,316+17.7%
2024+44.0%$1,248+24.9%
2023−2.8%$1,112+26.2%
2022+6.5%$1,296−18.2%
2021−5.9%$1,791+28.7%
2020−19.6%$1,638+18.3%
2019+48.5%$1,516+31.2%
2018−20.8%$1,304−4.6%
2017−2.4%$1,213+21.7%
2016+32.0%$1,133+12.0%
2015+10.3%$1,069+1.2%
2014+2.4%$962+13.5%
2013+11.6%$889+32.3%
2012+19.4%$800+16.0%
2011+11.1%$722+1.9%
2010+13.9%$661+15.1%
2009+6.9%$584+26.4%
2008−26.9%$538−36.8%

"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.

Key facts: T total return

Data as of · Source: SmarterDividends data

  • $10,000 invested in AT&T (T) at the end of Dec 2007, with dividends reinvested, was worth $26,206 at the end of Oct 2026: 5.2% a year, against $72,756 (11.1% a year) in the S&P 500.
  • Over the 10 years to Oct 2026, T turned $10,000 into $15,414 with dividends reinvested, 4.4% a year.
  • Over the 5 years to Oct 2026, T returned 8.4% a year with dividends reinvested (S&P 500: 12.0%).
  • Taking T's dividends as cash instead of reinvesting them, the same $10,000 ended at $17,104, including $10,279 of cash received; reinvesting added $9,101.
  • About 100% of T's yearly total return since Dec 2007 came from dividends; the rest came from the share price.
  • T's best calendar year in that time was 2019 (48.5%) and its worst 2008 (-26.9%), with dividends reinvested.
Cite this page

SmarterDividends, "AT&T (T) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/T/total-return

T total return questions

If I invested $10,000 in T 10 years ago, how much would I have?

About $15,414 at the end of Oct 2026, with every dividend reinvested: 4.4% a year. Taking them as cash, you'd have shares worth $7,710 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.

What is T's total return since Dec 2007?

162% in total, or 5.2% a year, through Oct 2026 with dividends reinvested. The share price alone fell 32%.

How much of T's return came from dividends?

About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $9,101 better off on a $10,000 start.

What was T's worst year?

2008, at -26.9% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -37.8%.

How is total return calculated here?

From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.