Tompkins Financial Corporation
TMP20 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
2.82%
Annual Dividend
$2.80
Payout Ratio
21%
5-Yr Growth
3.6%
Ex-Date
Aug 7, 2026
Frequency
Quarterly
Summary
As of September 2026, Tompkins Financial Corporation (TMP) yields 2.82% ($2.80 per share annually), with a blended fair-value estimate of $119.27 — +20% upside, so it screens as undervalued. Dividend safety grade: A (93/100). 20 years of dividend growth.
Is TMP a good dividend stock?
YesTompkins Financial Corporation (TMP) pays a quarterly dividend yielding 2.82% ($2.80/yr), with 20 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 20 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (21%)
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.82%
- Payout Ratio
- 21%
- Annual Dividend
- $2.80
- 5-Yr Avg Growth
- 3.6%
- Ex-Dividend Date
- Aug 7, 2026
- Years of Growth
- 20
- Frequency
- quarterly
- Beta
- 0.71
- Market Cap
- $1.4B
- P/E Ratio
- 8.1
- 5-Yr Total Return
- 21%
- 52-Week Range
- $61.88 – $102.59
- Dividend Safety
- A · 93/100
- Ever Cut?
- No
Frequently Asked Questions
TMP Price — Last 12 Months
Daily close
Price Return
1 Year
+57%
3 Years
+98%
5 Years
+21%
52-Week Range
$61.88 – $102.59
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is TMP worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Tompkins Financial Corporation is $119.27 per share, versus a market price of $99.34. That implies 20% of upside — a margin of safety of about 17%.
Fair Value
$119.27
Current Price
$99.34
Upside
+20%
Margin of Safety
17%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about 12.9% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.9% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $12.23 EPS, $2.80 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
TMP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 7, 2026 | — | $0.7000 | regular |
| May 8, 2026 | — | $0.6700 | regular |
| Feb 13, 2026 | — | $0.6700 | regular |
| Nov 7, 2025 | — | $0.6500 | regular |
| Aug 8, 2025 | — | $0.6200 | regular |
| May 9, 2025 | — | $0.6200 | regular |
| Feb 14, 2025 | — | $0.6200 | regular |
| Nov 8, 2024 | — | $0.6200 | regular |
| Aug 9, 2024 | — | $0.6100 | regular |
| May 9, 2024 | — | $0.6100 | regular |
| Feb 8, 2024 | — | $0.6000 | regular |
| Nov 6, 2023 | — | $0.6000 | regular |
| Jul 31, 2023 | — | $0.6000 | regular |
| May 8, 2023 | — | $0.6000 | regular |
Income Calculator
At $2.80 / yr per share
