MA vs TMP: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA and TMP are closely matched. TMP offers the higher yield at 2.89%, TMP has the higher dividend-safety score, and TMP looks like the better value (its fair-value estimate is 92% above its share price).
Key facts: MA vs TMP
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Tompkins Financial Corporation (TMP) has the higher forward dividend yield at 2.89%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades MA's dividend safety A (89/100) and TMP's A (95/100).
- By SmarterDividends' count as of Nov 5, 2026, MA has raised its dividend for 14 consecutive years and TMP for 20.
- As of Nov 5, 2026, MA pays out 18% of its earnings as dividends and TMP pays out 21%.
- As of Nov 5, 2026, MA's fair-value estimate is 25% below its share price and TMP's fair-value estimate is 92% above its share price, so TMP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs TMP: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ma-vs-tmp
| Metric | MA | TMP |
|---|---|---|
| Forward yield | 0.52% | 2.89% |
| Annual dividend | $3.48 | $2.96 |
| Payout ratio | 18% | 21% |
| Years of growth | 14 yr | 20 yr |
| 5-yr dividend growth | 13.7% | 3.6% |
| 5-yr total return | 103% | 27% |
| Dividend safety score | 89 (A) | 95 (A) |
| Fair value estimate | $499.25 | $195.72 |
| Upside to fair value | -25% | +92% |
| Frequency | quarterly | quarterly |
| Market cap | $578.5B | $1.5B |
| P/E ratio | 34.7 | 8.1 |
Higher yield
TMP
2.89%
Safer dividend
TMP
Grade A
Faster growth
MA
13.7%
Better value
TMP
+92% upside
MA vs TMP — FAQ
Is MA or TMP a better dividend stock?
MA and TMP are closely matched. TMP has the higher yield; TMP scores better on safety.
Which has a higher dividend yield, MA or TMP?
TMP has the higher forward dividend yield at 2.89%, versus 0.52% for MA.
Is MA or TMP safer?
TMP has the higher dividend-safety score (95/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or TMP better value right now?
As of Nov 5, 2026, TMP looks like the better value: its fair-value estimate is 92% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.