HSBC vs TMP: Which Is the Better Dividend Stock?
As of Nov 5, 2026, TMP (Tompkins Financial Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. TMP offers the higher yield at 2.89%, TMP has the higher dividend-safety score, and TMP looks like the better value (its fair-value estimate is 92% above its share price).
Key facts: HSBC vs TMP
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Tompkins Financial Corporation (TMP) has the higher forward dividend yield at 2.89%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and TMP's A (95/100).
- By SmarterDividends' count as of Nov 5, 2026, HSBC has raised its dividend for 0 consecutive years and TMP for 20.
- As of Nov 5, 2026, HSBC pays out 54% of its earnings as dividends and TMP pays out 21%.
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and TMP's fair-value estimate is 92% above its share price, so TMP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs TMP: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-tmp
| Metric | HSBC | TMP |
|---|---|---|
| Forward yield | 2.24% | 2.89% |
| Annual dividend | $2.00 | $2.96 |
| Payout ratio | 54% | 21% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | -13.8% | 3.6% |
| 5-yr total return | 209% | 27% |
| Dividend safety score | 68 (B) | 95 (A) |
| Fair value estimate | $145.65 | $195.72 |
| Upside to fair value | +65% | +92% |
| Frequency | quarterly | quarterly |
| Market cap | $301.5B | $1.5B |
| P/E ratio | 11.5 | 8.1 |
Higher yield
TMP
2.89%
Safer dividend
TMP
Grade A
Faster growth
TMP
3.6%
Better value
TMP
+92% upside
HSBC vs TMP — FAQ
Is HSBC or TMP a better dividend stock?
On the data, TMP wins more head-to-head categories (7 vs 1). TMP offers the higher yield (2.89%), while TMP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or TMP?
TMP has the higher forward dividend yield at 2.89%, versus 2.24% for HSBC.
Is HSBC or TMP safer?
TMP has the higher dividend-safety score (95/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or TMP better value right now?
As of Nov 5, 2026, TMP looks like the better value: its fair-value estimate is 92% above its share price (undervalued). For HSBC, its fair-value estimate is 65% above its share price.
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