United Bankshares (UBSI) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in United Bankshares (UBSI) ten years ago, at the end of Oct 2016, was worth $19,029 at the end of Oct 2026 with every dividend reinvested: 6.6% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $37,969 reinvested (7.3% a year), or $26,281 taking the dividends as cash, $9,072 of it paid out along the way.
UBSI became
$37,969
S&P 500: $72,756
Return a year
7.3%
S&P 500: 11.1%
Payouts reinvested
$14,181
bought more shares
Worst drop
-55.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | UBSI total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +28.9% | $908 | +11.7% |
| 2025 | +6.5% | $1,121 | +17.7% |
| 2024 | +4.2% | $1,083 | +24.9% |
| 2023 | −3.2% | $974 | +26.2% |
| 2022 | +16.1% | $955 | −18.2% |
| 2021 | +16.3% | $904 | +28.7% |
| 2020 | −11.7% | $838 | +18.3% |
| 2019 | +28.9% | $805 | +31.2% |
| 2018 | −7.1% | $729 | −4.6% |
| 2017 | −22.1% | $735 | +21.7% |
| 2016 | +29.2% | $687 | +12.0% |
| 2015 | +2.2% | $667 | +1.2% |
| 2014 | +23.8% | $627 | +13.5% |
| 2013 | +35.2% | $616 | +32.3% |
| 2012 | −9.6% | $576 | +16.0% |
| 2011 | +1.7% | $528 | +1.9% |
| 2010 | +53.2% | $509 | +15.1% |
| 2009 | −35.9% | $473 | +26.4% |
| 2008 | +23.5% | $445 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: UBSI total return
Data as of · Source: SmarterDividends data
- $10,000 invested in United Bankshares (UBSI) at the end of Dec 2007, with dividends reinvested, was worth $37,969 at the end of Oct 2026: 7.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, UBSI turned $10,000 into $19,029 with dividends reinvested, 6.6% a year.
- Over the 5 years to Oct 2026, UBSI returned 9.8% a year with dividends reinvested (S&P 500: 12.0%).
- Taking UBSI's dividends as cash instead of reinvesting them, the same $10,000 ended at $26,281, including $9,072 of cash received; reinvesting added $11,688.
- UBSI's best calendar year in that time was 2010 (53.2%) and its worst 2009 (-35.9%), with dividends reinvested.
Cite this page
SmarterDividends, "United Bankshares (UBSI) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/UBSI/total-return
UBSI total return questions
If I invested $10,000 in UBSI 10 years ago, how much would I have?
About $19,029 at the end of Oct 2026, with every dividend reinvested: 6.6% a year. Taking them as cash, you'd have shares worth $12,790 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is UBSI's total return since Dec 2007?
280% in total, or 7.3% a year, through Oct 2026 with dividends reinvested. The share price alone rose 72%.
How much of UBSI's return came from dividends?
About 60% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $11,688 better off on a $10,000 start.
What was UBSI's worst year?
2009, at -35.9% with dividends reinvested (S&P 500: 26.4%). Its deepest fall from a peak, on month-end values, was -55.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.