SmarterDividends
UBSI

United Bankshares, Inc.

UBSI38 yrs growth

Financial Services · Banks - Regional · Stock · quarterly payer

$48.71

Undervalued · +39% Add to Portfolio

Forward Yield

3.16%

Annual Dividend

$1.52

Payout Ratio

41%

5-Yr Growth

1.3%

Ex-Date

Sep 11, 2026

Frequency

Quarterly

Key facts about UBSI's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, United Bankshares, Inc. (UBSI) has a forward dividend yield of 3.16%, based on an annual dividend of $1.52 per share and a share price of $48.71.
  • As of Oct 30, 2026, UBSI's dividend safety grade from SmarterDividends is A (99 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, United Bankshares, Inc. (UBSI) has raised its dividend for 38 consecutive years as of Oct 30, 2026, which makes it a Dividend Aristocrat by the 25-year definition.
  • UBSI has never cut its regular dividend in the payment history SmarterDividends has on record.
  • UBSI's most recent ex-dividend date was Sep 11, 2026, for a dividend of $0.38 per share.
  • As of Oct 30, 2026, UBSI pays out 41% of its trailing 12-month earnings as dividends (its payout ratio).
  • UBSI's dividend has grown at an average rate of 1.3% a year over the past five years.
  • As of Oct 30, 2026, UBSI's 3.16% yield is 22% below its five-year average yield of 4.04%.
  • As of Oct 30, 2026, SmarterDividends' blended fair-value estimate for UBSI is $67.47 per share, 39% above the $48.71 share price, so UBSI screens as undervalued.
  • United Bankshares, Inc. (UBSI) pays its dividend quarterly, 4 times a year.
  • United Bankshares, Inc. (UBSI) has raised its regular dividend 37 times and cut it 0 times across the 156 payments on record since 1987. Its most recent change was a 2.7% increase to $0.380 per share, going ex-dividend on Dec 12, 2025.
  • United Bankshares (UBSI) has declared its first higher dividend of the year in November in 3 of the last 5 years; its most recent raise, 2.7%, was declared on Nov 20, 2025.
Cite this page

SmarterDividends, "UBSI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 30, 2026, https://smarterdividends.com/stocks/UBSI

Summary

As of Oct 30, 2026, United Bankshares, Inc. (UBSI) yields 3.16% ($1.52 a year per share), has a dividend safety grade of A (99/100) and has 38 consecutive years of dividend increases on record.

Is UBSI a good dividend stock?

Yes

United Bankshares, Inc. (UBSI) pays a quarterly dividend yielding 3.16% ($1.52/yr), with 38 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 38 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (41%)
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.16%
Payout Ratio
41%
Annual Dividend
$1.52
5-Yr Avg Growth
1.3%
Ex-Dividend Date
Sep 11, 2026
Years of Growth
38
Frequency
quarterly
Beta
0.74
Market Cap
$6.6B
P/E Ratio
13.2
5-Yr Total Return
36%
52-Week Range
$34.68 – $49.62
Dividend Safety
A · 99/100
Ever Cut?
No

UBSI dividend raises and cuts

United Bankshares, Inc. (UBSI) has raised its regular dividend 37 times and cut it 0 times across the 156 payments on record since 1987. Its most recent change was a 2.7% increase to $0.380 per share, going ex-dividend on Dec 12, 2025.

Ex-dateChangeOld → newMove
Dec 12, 2025Raise$0.370 → $0.380+2.7%
Dec 7, 2023Raise$0.360 → $0.370+2.8%
Dec 1, 2021Raise$0.350 → $0.360+2.9%
Dec 12, 2019Raise$0.340 → $0.350+2.9%
Dec 7, 2017Raise$0.330 → $0.340+3.0%
Dec 9, 2015Raise$0.320 → $0.330+3.1%
Dec 11, 2013Raise$0.310 → $0.320+3.2%
Dec 7, 2011Raise$0.300 → $0.310+3.3%
Dec 9, 2009Raise$0.290 → $0.300+3.4%
Dec 12, 2007Raise$0.280 → $0.290+3.6%
Dec 6, 2006Raise$0.270 → $0.280+3.7%
Dec 7, 2005Raise$0.260 → $0.270+3.8%
Show all 37 changes since 1988
Ex-dateChangeOld → newMove
Sep 8, 2004Raise$0.250 → $0.260+4.0%
Dec 11, 2002Raise$0.240 → $0.250+4.2%
Sep 11, 2002Raise$0.230 → $0.240+4.3%
Jun 6, 2001Raise$0.220 → $0.230+4.5%
Mar 7, 2001Raise$0.210 → $0.220+4.8%
Sep 8, 1999Raise$0.200 → $0.210+5.0%
Dec 9, 1998Raise$0.190 → $0.200+5.3%
Sep 9, 1998Raise$0.180 → $0.190+5.6%
Jun 10, 1998Raise$0.175 → $0.180+2.9%
Dec 10, 1997Raise$0.170 → $0.175+2.9%
Sep 10, 1997Raise$0.165 → $0.170+3.0%
Mar 12, 1997Raise$0.160 → $0.165+3.1%
Dec 11, 1996Raise$0.155 → $0.160+3.2%
Jun 12, 1996Raise$0.150 → $0.155+3.3%
Dec 6, 1995Raise$0.145 → $0.150+3.4%
Mar 6, 1995Raise$0.135 → $0.145+7.4%
Sep 2, 1994Raise$0.130 → $0.135+3.8%
Jun 6, 1994Raise$0.115 → $0.130+13.0%
Mar 8, 1993Raise$0.105 → $0.115+9.5%
Dec 9, 1991Raise$0.0950 → $0.105+10.5%
Jun 4, 1990Raise$0.0900 → $0.0950+5.6%
Mar 5, 1990Raise$0.0850 → $0.0900+5.9%
Sep 1, 1989Raise$0.0750 → $0.0850+13.3%
Mar 3, 1989Raise$0.0700 → $0.0750+7.1%
Sep 2, 1988Raise$0.0675 → $0.0700+3.7%
Every UBSI payment →Download every raise and cut (CSV)
UBSI ex-dividend date & scheduleNext ex-date Sep 11, 2026 · full ex-dividend historyView →UBSI dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UBSI a good dividend stock?

Yes. United Bankshares, Inc. (UBSI) pays a quarterly dividend yielding 3.16% ($1.52/yr), with 38 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is UBSI undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UBSI's fair value is about $67.47 versus a $48.71 share price — so it looks undervalued (+39% vs. fair value).

Is UBSI's dividend safe?

UBSI has a dividend-safety grade of A (99/100), based on its payout coverage, free-cash-flow, 38-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is UBSI's fair value?

Our blended fair-value estimate for UBSI is about $67.47 per share, roughly 39% above the current $48.71 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UBSI a buy, hold, or sell?

We don't issue formal ratings, but on the data UBSI screens as "yes" and undervalued. United Bankshares, Inc. (UBSI) pays a quarterly dividend yielding 3.16% ($1.52/yr), with 38 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will UBSI cut its dividend?

UBSI earns a dividend-safety grade of A (99/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UBSI pay a dividend?

Yes. United Bankshares, Inc. pays a quarterly dividend of about $1.52 per share annually, a forward yield of roughly 3.16%.

What is UBSI's dividend yield?

As of Oct 30, 2026, UBSI's forward dividend yield is 3.16%, based on a $1.52 annual dividend and a $48.71 share price.

What is UBSI's dividend per share?

As of Oct 30, 2026, UBSI pays $1.52 per share per year, distributed on a quarterly basis.

What is UBSI's dividend payout ratio?

As of Oct 30, 2026, UBSI's payout ratio is 41% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UBSI grown its dividend?

As of Oct 30, 2026, UBSI has increased its dividend for 38 consecutive years.

When is the next UBSI ex-dividend date?

As of Oct 30, 2026, UBSI's next ex-dividend date hasn't been announced. The most recent was Sep 11, 2026, for $0.38 per share.

Income Calculator

At $1.52 / yr per share

Per payment (quarterly)$38.00
Annual$152.00
Monthly avg$12.67

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