JPM vs UBSI: Which Is the Better Dividend Stock?
As of Oct 30, 2026, JPM and UBSI are closely matched. UBSI offers the higher yield at 3.16%, UBSI has the higher dividend-safety score, and UBSI looks like the better value (its fair-value estimate is 39% above its share price).
Key facts: JPM vs UBSI
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, United Bankshares, Inc. (UBSI) has the higher forward dividend yield at 3.16%, versus 1.95% for JPMorgan Chase & Co. (JPM).
- As of Oct 30, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and UBSI's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, JPM has raised its dividend for 15 consecutive years and UBSI for 38.
- As of Oct 30, 2026, JPM pays out 26% of its earnings as dividends and UBSI pays out 41%.
- As of Oct 30, 2026, JPM's fair-value estimate is 6% above its share price and UBSI's fair-value estimate is 39% above its share price, so UBSI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs UBSI: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/jpm-vs-ubsi
| Metric | JPM | UBSI |
|---|---|---|
| Forward yield | 1.95% | 3.16% |
| Annual dividend | $6.60 | $1.52 |
| Payout ratio | 26% | 41% |
| Years of growth | 15 yr | 38 yr |
| 5-yr dividend growth | 9.0% | 1.3% |
| 5-yr total return | 109% | 36% |
| Dividend safety score | 82 (A) | 99 (A) |
| Fair value estimate | $364.60 | $67.47 |
| Upside to fair value | +6% | +39% |
| Frequency | quarterly | quarterly |
| Market cap | $912.4B | $6.6B |
| P/E ratio | 14.4 | 13.2 |
Higher yield
UBSI
3.16%
Safer dividend
UBSI
Grade A
Faster growth
JPM
9.0%
Better value
UBSI
+39% upside
JPM vs UBSI — FAQ
Is JPM or UBSI a better dividend stock?
JPM and UBSI are closely matched. UBSI has the higher yield; UBSI scores better on safety.
Which has a higher dividend yield, JPM or UBSI?
UBSI has the higher forward dividend yield at 3.16%, versus 1.95% for JPM.
Is JPM or UBSI safer?
UBSI has the higher dividend-safety score (99/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or UBSI better value right now?
As of Oct 30, 2026, UBSI looks like the better value: its fair-value estimate is 39% above its share price (undervalued). For JPM, its fair-value estimate is 6% above its share price.
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