BAC vs UBSI: Which Is the Better Dividend Stock?
As of July 2026, UBSI (United Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UBSI offers the higher yield at 3.10%, UBSI has the higher dividend-safety score, and UBSI trades at the larger discount to fair value (+85%).
| Metric | BAC | UBSI |
|---|---|---|
| Forward yield | 2.04% | 3.10% |
| Annual dividend | $1.28 | $1.52 |
| Payout ratio | 26% | 41% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 8.4% | 1.3% |
| 5-yr total return | 49% | 32% |
| Dividend safety score | 85 (A) | 97 (A) |
| Fair value estimate | $102.38 | $88.46 |
| Upside to fair value | +65% | +85% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $6.7B |
| P/E ratio | 14.5 | 13.4 |
Higher yield
UBSI
3.10%
Safer dividend
UBSI
Grade A
Faster growth
BAC
8.4%
Better value
UBSI
+85% upside
BAC vs UBSI — FAQ
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