UBSI vs V: Which Is the Better Dividend Stock?
As of Oct 30, 2026, UBSI and V are closely matched. UBSI offers the higher yield at 3.16%, UBSI has the higher dividend-safety score, and UBSI looks like the better value (its fair-value estimate is 39% above its share price).
Key facts: UBSI vs V
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, United Bankshares, Inc. (UBSI) has the higher forward dividend yield at 3.16%, versus 0.67% for Visa Inc. (V).
- As of Oct 30, 2026, SmarterDividends grades UBSI's dividend safety A (99/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 30, 2026, UBSI has raised its dividend for 38 consecutive years and V for 17.
- As of Oct 30, 2026, UBSI pays out 41% of its earnings as dividends and V pays out 22%.
- As of Oct 30, 2026, UBSI's fair-value estimate is 39% above its share price and V's fair-value estimate is 25% below its share price, so UBSI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "UBSI vs V: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ubsi-vs-v
| Metric | UBSI | V |
|---|---|---|
| Forward yield | 3.16% | 0.67% |
| Annual dividend | $1.52 | $2.68 |
| Payout ratio | 41% | 22% |
| Years of growth | 38 yr | 17 yr |
| 5-yr dividend growth | 1.3% | 14.9% |
| 5-yr total return | 36% | 111% |
| Dividend safety score | 99 (A) | 93 (A) |
| Fair value estimate | $67.47 | $306.97 |
| Upside to fair value | +39% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $6.6B | $767.3B |
| P/E ratio | 13.2 | 33.3 |
Higher yield
UBSI
3.16%
Safer dividend
UBSI
Grade A
Faster growth
V
14.9%
Better value
UBSI
+39% upside
UBSI vs V — FAQ
Is UBSI or V a better dividend stock?
UBSI and V are closely matched. UBSI has the higher yield; UBSI scores better on safety.
Which has a higher dividend yield, UBSI or V?
UBSI has the higher forward dividend yield at 3.16%, versus 0.67% for V.
Is UBSI or V safer?
UBSI has the higher dividend-safety score (99/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is UBSI or V better value right now?
As of Oct 30, 2026, UBSI looks like the better value: its fair-value estimate is 39% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.