MA vs UBSI: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA and UBSI are closely matched. UBSI offers the higher yield at 3.16%, UBSI has the higher dividend-safety score, and UBSI looks like the better value (its fair-value estimate is 39% above its share price).
Key facts: MA vs UBSI
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, United Bankshares, Inc. (UBSI) has the higher forward dividend yield at 3.16%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UBSI's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and UBSI for 38.
- As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and UBSI pays out 41%.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and UBSI's fair-value estimate is 39% above its share price, so UBSI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UBSI: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-ubsi
| Metric | MA | UBSI |
|---|---|---|
| Forward yield | 0.57% | 3.16% |
| Annual dividend | $3.48 | $1.52 |
| Payout ratio | 18% | 41% |
| Years of growth | 14 yr | 38 yr |
| 5-yr dividend growth | 13.7% | 1.3% |
| 5-yr total return | 98% | 36% |
| Dividend safety score | 89 (A) | 99 (A) |
| Fair value estimate | $483.05 | $67.47 |
| Upside to fair value | -24% | +39% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | $6.6B |
| P/E ratio | 35.0 | 13.2 |
Higher yield
UBSI
3.16%
Safer dividend
UBSI
Grade A
Faster growth
MA
13.7%
Better value
UBSI
+39% upside
MA vs UBSI — FAQ
Is MA or UBSI a better dividend stock?
MA and UBSI are closely matched. UBSI has the higher yield; UBSI scores better on safety.
Which has a higher dividend yield, MA or UBSI?
UBSI has the higher forward dividend yield at 3.16%, versus 0.57% for MA.
Is MA or UBSI safer?
UBSI has the higher dividend-safety score (99/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UBSI better value right now?
As of Oct 30, 2026, UBSI looks like the better value: its fair-value estimate is 39% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.