UBS ETRACS Crude Oil Shares Covered Call ETN (USOI) Total Return Calculator
$10,000 since Apr 2017, with and without reinvesting · data through Oct 2026
Since Apr 2017, $10,000 became $11,731 reinvested (1.7% a year), or $7,996 taking the dividends as cash, $7,069 of it paid out along the way.
USOI became
$11,731
S&P 500: $36,789
Return a year
1.7%
S&P 500: 14.7%
Payouts reinvested
$19,295
bought more shares
Worst drop
-76.0%
S&P 500: -23.9%
$10,000, Apr 2017 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | USOI total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +56.0% | $5,000 | +11.7% |
| 2025 | −8.8% | $1,795 | +17.7% |
| 2024 | +14.9% | $1,591 | +24.9% |
| 2023 | +6.4% | $1,708 | +26.2% |
| 2022 | +14.4% | $2,389 | −18.2% |
| 2021 | +37.3% | $1,086 | +28.7% |
| 2020 | −65.6% | $1,831 | +18.3% |
| 2019 | +33.6% | $1,945 | +31.2% |
| 2018 | −21.2% | $1,152 | −4.6% |
| 2017 (part) | +18.7% | $797 | +13.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: USOI total return
Data as of · Source: SmarterDividends data
- $10,000 invested in UBS ETRACS Crude Oil Shares Covered Call ETN (USOI) at the end of Apr 2017, with dividends reinvested, was worth $11,731 at the end of Oct 2026: 1.7% a year, against $36,789 (14.7% a year) in the S&P 500.
- Over the 5 years to Oct 2026, USOI returned 14.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking USOI's dividends as cash instead of reinvesting them, the same $10,000 ended at $7,996, including $7,069 of cash received; reinvesting added $3,735.
- USOI's best calendar year in that time was 2021 (37.3%) and its worst 2020 (-65.6%), with dividends reinvested.
Cite this page
SmarterDividends, "UBS ETRACS Crude Oil Shares Covered Call ETN (USOI) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/USOI/total-return
USOI total return questions
What is USOI's total return since Apr 2017?
17% in total, or 1.7% a year, through Oct 2026 with dividends reinvested. The share price alone fell 91%.
How much of USOI's return came from dividends?
About 100% of its yearly return since Apr 2017. Reinvesting them, rather than taking cash, left you $3,735 better off on a $10,000 start.
What was USOI's worst year?
2020, at -65.6% with dividends reinvested (S&P 500: 18.3%). Its deepest fall from a peak, on month-end values, was -76.0%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.