VOO Total Return Calculator
$10,000 since Sep 2010, with and without reinvesting · data through Oct 2026
$10,000 invested in VOO ten years ago, at the end of Oct 2016, was worth $41,927 at the end of Oct 2026 with every distribution reinvested: 15.4% a year, against $41,633 in the S&P 500. Since Sep 2010, $10,000 became $88,646 reinvested (14.5% a year), or $74,057 taking the distributions as cash, $7,479 of it paid out along the way.
VOO became
$88,646
S&P 500: $87,701
Return a year
14.5%
S&P 500: 14.5%
Payouts reinvested
$8,987
bought more shares
Worst drop
-23.9%
S&P 500: -23.9%
$10,000, Sep 2010 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | VOO total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.8% | $724 | +11.7% |
| 2025 | +17.8% | $890 | +17.7% |
| 2024 | +25.0% | $831 | +24.9% |
| 2023 | +26.3% | $790 | +26.2% |
| 2022 | −18.2% | $715 | −18.2% |
| 2021 | +28.8% | $656 | +28.7% |
| 2020 | +18.3% | $619 | +18.3% |
| 2019 | +31.4% | $641 | +31.2% |
| 2018 | −4.5% | $530 | −4.6% |
| 2017 | +21.8% | $482 | +21.7% |
| 2016 | +12.2% | $447 | +12.0% |
| 2015 | +1.3% | $413 | +1.2% |
| 2014 | +13.5% | $362 | +13.5% |
| 2013 | +32.4% | $319 | +32.3% |
| 2012 | +16.0% | $282 | +16.0% |
| 2011 | +1.9% | $235 | +1.9% |
| 2010 (part) | +10.8% | $51 | +10.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: VOO total return
Data as of · Source: SmarterDividends data
- $10,000 invested in VOO at the end of Sep 2010, with distributions reinvested, was worth $88,646 at the end of Oct 2026: 14.5% a year, against $87,701 (14.5% a year) in the S&P 500.
- Over the 10 years to Oct 2026, VOO turned $10,000 into $41,927 with distributions reinvested, 15.4% a year.
- Over the 5 years to Oct 2026, VOO returned 12.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking VOO's distributions as cash instead of reinvesting them, the same $10,000 ended at $74,057, including $7,479 of cash received; reinvesting added $14,590.
- VOO's best calendar year in that time was 2013 (32.4%) and its worst 2022 (-18.2%), with distributions reinvested.
Cite this page
SmarterDividends, "VOO Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/VOO/total-return
VOO total return questions
If I invested $10,000 in VOO 10 years ago, how much would I have?
About $41,927 at the end of Oct 2026, with every distribution reinvested: 15.4% a year. Taking them as cash, you'd have shares worth $35,608 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is VOO's total return since Sep 2010?
786% in total, or 14.5% a year, through Oct 2026 with distributions reinvested. The share price alone rose 566%.
How much of VOO's return came from distributions?
About 14% of its yearly return since Sep 2010. Reinvesting them, rather than taking cash, left you $14,590 better off on a $10,000 start.
What was VOO's worst year?
2022, at -18.2% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -23.9%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.