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XLF

XLF Dividend Yield

State Street Financial Select Sector SPDR ETF · Financial · State Street Investment Management · ETF · quarterly payer

$58.16

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As of Nov 5, 2026, XLF (State Street Financial Select Sector SPDR ETF) yields 1.42%, paying $0.58 a share a year in quarterly distributions at its $58.16 price. It costs 0.08% a year and manages $53.6B. Over the last 5 years it returned 8.9% a year with distributions reinvested, against 12.0% for the S&P 500.

Dividend yield

1.42%

Paid a Year

$0.58

Expense Ratio

0.08%

Assets

$53.6B

5-Yr Return

8.9%/yr

Frequency

Quarterly

Key facts about XLF

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, XLF yields 1.42% and pays about $0.58 a share a year, quarterly.
  • XLF paid $0.8260 a share in distributions over the 12 months to Nov 5, 2026, in 4 payments.
  • XLF's expense ratio is 0.08% a year, or $8.00 on $10,000.
  • XLF is an ETF from State Street Investment Management with $53.6B in assets, started Dec 16, 1998.
  • In the 5 years to Oct 2026, XLF returned 8.9% a year with distributions reinvested (7.0% a year from price alone), against 12.0% for the S&P 500.
  • In the 10 years to Oct 2026, XLF returned 13.1% a year with distributions reinvested (11.1% a year from price alone), against 15.3% for the S&P 500.
  • Since Dec 2007, XLF's share price is up 141%, and with distributions reinvested it returned 244%.
  • XLF's three largest holdings are Berkshire Hathaway Inc Class B (12.7%), JPMorgan Chase & Co (11.2%), Visa Inc Class A (8.8%).
Cite this page

SmarterDividends, "XLF Dividend Yield, Expense Ratio and Total Return," updated Nov 5, 2026, https://smarterdividends.com/stocks/XLF

What $10,000 in XLF became

Change the dates →

From Dec 2007 to Oct 2026, month-end values

Payouts reinvested

$34,353

Payouts taken as cash

$27,931

$3,874 of it cash

S&P 500 (SPY)

$72,756

Since Dec 2007, XLF's share price is up 141%, and with distributions reinvested it returned 244%. Its payouts haven't come at the expense of the share price, so there is no NAV erosion over this period.

XLF total return

A year, through Oct 2026. Total return counts every payout, reinvested; price return doesn't.

PeriodTotal returnPrice returnS&P 500
1 year+9.6%+7.9%+12.0%
3 years+22.3%+20.4%+23.3%
5 years+8.9%+7.0%+12.0%
10 years+13.1%+11.1%+15.3%
Since Dec 2007+6.8%+4.8%+11.1%

XLF distributions

Every payment →

Paid per share, by year

Ex-datePaidPer share
Sep 21, 2026—$0.1970
Jun 22, 2026—$0.1870
Mar 23, 2026—$0.2510
Dec 22, 2025—$0.1910
Sep 22, 2025—$0.1780
Jun 23, 2025—$0.1720
Mar 24, 2025—$0.1790
Dec 23, 2024—$0.2060
Sep 23, 2024—$0.1650
Jun 24, 2024—$0.1630
Mar 18, 2024—$0.1530
Dec 18, 2023—$0.1840

What XLF holds

Top ten holdings and sector weights as the fund reports them.

  1. BRK-B Berkshire Hathaway Inc Class B12.7%
  2. JPM JPMorgan Chase & Co11.2%
  3. V Visa Inc Class A8.8%
  4. MA Mastercard Inc Class A6.5%
  5. BAC Bank of America Corp4.1%
  6. GS The Goldman Sachs Group Inc3.3%
  7. WFC Wells Fargo & Co3.2%
  8. MS Morgan Stanley2.8%
  9. C Citigroup Inc2.6%
  10. AXP American Express Co2.1%
  • Financials98.2%
  • Technology1.6%

XLF questions

What is XLF's dividend yield?

As of Nov 5, 2026, XLF yields 1.42%. Over the last 12 months it paid $0.8260 a share in 4 payments, against a $58.16 share price.

How often does XLF pay dividends?

XLF pays quarterly, 4 times a year.

How much does 100 shares of XLF pay?

At about $0.58 a share a year, 100 shares of XLF pay about $58.00 a year, $14.50 each quarter, before tax.

What is XLF's expense ratio?

XLF's expense ratio is 0.08% a year: $8.00 on every $10,000 invested, taken from the fund's assets rather than billed to you.

What is XLF's total return?

In the 5 years to Oct 2026, XLF returned 8.9% a year with distributions reinvested, of which 7.0% a year came from the share price. The S&P 500 returned 12.0% a year.

Does XLF have NAV erosion?

Since Dec 2007, XLF's share price is up 141%, and with distributions reinvested it returned 244%. Its payouts haven't come at the expense of the share price, so there is no NAV erosion over this period.

What does XLF hold?

XLF's largest holdings are Berkshire Hathaway Inc Class B (12.7%), JPMorgan Chase & Co (11.2%), Visa Inc Class A (8.8%). Its top ten make up 57% of the fund.

Fund facts

Type
ETF
Issuer
State Street Investment Management
Category
Financial
Started
Dec 16, 1998
Expense ratio
0.08%
Assets
$53.6B
Dividend yield
1.42%
Paid in the last year
$0.8260 (4 payments)
Last payment
$0.1970 · ex Sep 21, 2026
Beta (3 years)
0.68

Income Calculator

At $0.58 / yr per share

Per payment (quarterly)$14.50
Annual$58.00
Monthly avg$4.83
Full XLF dividend calculator →
XLF total return calculatorAny start year, with or without reinvestingXLF dividend calculator100 shares pay $58.00 a year, $14.50 each quarter

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Fund facts from the fund's own reports via Yahoo Finance; payments and returns from SmarterDividends records. For information only, not investment advice.