XLF Dividend Calculator
State Street Financial Select Sector SPDR ETF · how much XLF pays you, by shares or dollars · updated
100 shares of XLF pay $58.00 a year in distributions, about $14.50 each quarter, at the current quarterly distribution of $0.1450 per share (as of Nov 5, 2026). At the $58.16 share price that is a 1.00% yield, so $10,000 buys about 171.9 shares and pays about $100 a year.
Per share, a year
$0.58
100 shares, a year
$58.00
$10,000 invested, a year
$99.72
Shares for $1,000 a month
20,690
XLF State Street Financial Select Sector SPDR ETF
$58.16 · $0.58/yr dividend · 1.42% yield · quarterly
Annual income
$58.00
Monthly (average)
$4.83
Per payment (quarterly)
$14.50
Dividend yield
1.00%
Yield on cost
—
Enter your cost
Position value
$5,816
Your payments over the next 12 months
Estimated from XLF's ex-dividend dates over the past year plus its usual wait until payment
Income over 10 years if the dividend keeps growing 3.78% a year
Same shares, no reinvestment. Year 10: $81 · 10-year total: $689. Add reinvestment in the DRIP calculator →
How many XLF shares for a monthly income
Shares and money needed to earn each monthly amount from XLF distributions alone, at today's rate and price, before tax. Spreading it across several stocks lowers the risk that one cut hits your whole income.
| Monthly income | Shares needed | Cost today |
|---|---|---|
| $100 a month | 2,069 | $120,333 |
| $250 a month | 5,173 | $300,862 |
| $500 a month | 10,345 | $601,665 |
| $1,000 a month | 20,690 | $1,203,330 |
| $2,000 a month | 41,380 | $2,406,661 |
| $5,000 a month | 103,449 | $6,016,594 |
What 100 shares of XLF paid each year
Holding 100 shares, you would have received $37.91 in 2016 and $72.00 in 2025, up 90%, without buying another share.
How the XLF distribution is calculated
Yearly income = shares × $0.58
Each payment = shares × $0.1450
Shares for a monthly income = (monthly goal × 12) ÷ $0.58
The rate is XLF's current distribution as of Nov 5, 2026. Fund distributions change from payment to payment, so treat these as estimates.
Key facts: XLF dividend income
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, 100 shares of XLF pay $58.00 a year in distributions before tax, about $14.50 each quarter, at $0.58 per share a year.
- At its Nov 5, 2026 share price of $58.16, XLF yields 1.00%: $10,000 buys about 171.9 shares, which pay about $99.72 a year.
- Earning $1,000 a month ($12,000 a year) from XLF distributions alone takes about 20,690 shares, roughly $1,203,330 at today's price, before tax.
- 100 shares of XLF paid $37.91 in distributions in 2016 and $72.00 in 2025, up 90%.
Cite this page
SmarterDividends, "XLF Dividend Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/XLF/dividend-calculator
Frequently asked questions
How much dividend does 100 shares of XLF pay?
As of Nov 5, 2026, 100 shares of XLF pay $58.00 a year in distributions before tax, about $14.50 each quarter, at $0.58 per share a year.
How much dividend does 1,000 shares of XLF pay?
About $580 a year before tax, or $145.00 each quarter, at XLF's current rate of $0.58 per share a year. Buying 1,000 shares costs about $58,160 at the Nov 5, 2026 price.
How many shares of XLF do I need to make $1,000 a month?
About 20,690 shares. $1,000 a month is $12,000 a year; divided by $0.58 a share, that's 20,690 shares, or about $1,203,330 at today's $58.16 price. Taxes in a regular brokerage account raise the number.
How much do I need to invest in XLF to make $100 a month?
About $120,331. $100 a month is $1,200 a year, and at a 1.00% yield that takes $120,331, or about 2,069 shares.
How often does XLF pay distributions?
XLF pays every quarter, usually in January, April, July and October, so you get 4 payments a year of about $0.1450 per share each.
How is the XLF distribution calculated?
Multiply your shares by the distribution per share. XLF pays about $0.58 per share a year, so each share earns $0.58 a year and $0.1450 each quarter. Shares bought on or after the ex-dividend date don't get the next payment.
Are XLF distributions taxed?
In a U.S. taxable account, yes. How a fund's distributions are taxed depends on where its income comes from: dividends from stocks are often qualified, while interest, option premium and return of capital are treated differently. The fund's annual tax statement gives the split. Inside an IRA, Roth IRA or 401(k), distributions aren't taxed when paid.
Figures use SmarterDividends data as of Nov 5, 2026, before tax, and assume the current distribution rate holds. For information only, not investment or tax advice. Back to XLF