Voya Credit Income A
XSIAXStock · monthly payer
Forward Yield
8.04%
Annual Dividend
$0.84
Payout Ratio
—
5-Yr Growth
14.7%
Ex-Date
—
Frequency
Monthly
Summary
As of July 2026, Voya Credit Income A (XSIAX) yields 8.04% ($0.84 per share annually), with a blended fair-value estimate of $18.83 — +105% upside, so it screens as undervalued. Dividend safety grade: C (59/100).
Is XSIAX a good dividend stock?
Yes, with caveatsVoya Credit Income A (XSIAX) pays a monthly dividend yielding 8.04% ($0.84/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Strong 14.7% 5-yr dividend growth
Risks
- Cut its dividend in 2020
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 8.04%
- Payout Ratio
- —
- Annual Dividend
- $0.84
- 5-Yr Avg Growth
- 14.7%
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- —
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- -16%
- 52-Week Range
- $9.13 – $9.54
- Dividend Safety
- C · 59/100
- Ever Cut?
- Yes (2020)
Frequently Asked Questions
XSIAX Price — Last 12 Months
Daily close
Price Return
1 Year
-4%
3 Years
-5%
5 Years
-16%
52-Week Range
$9.13 – $9.54
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is XSIAX worth?
Undervaluedlow confidenceOur blended fair-value estimate for Voya Credit Income A is $18.83 per share, versus a market price of $9.18. That implies 105% of upside — a margin of safety of about 51%.
Fair Value
$18.83
Current Price
$9.18
Upside
+105%
Margin of Safety
51%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), 16.6% stage-1 growth, 2.5% terminal growth, $0.84 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
XSIAX Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.0450 | regular |
| May 29, 2026 | — | $0.0490 | regular |
| Apr 30, 2026 | — | $0.0500 | regular |
| Mar 31, 2026 | — | $0.0550 | regular |
| Feb 27, 2026 | — | $0.0520 | regular |
| Jan 30, 2026 | — | $0.0700 | regular |
| Dec 31, 2025 | — | $0.0700 | regular |
| Nov 28, 2025 | — | $0.0680 | regular |
| Oct 31, 2025 | — | $0.0700 | regular |
| Sep 30, 2025 | — | $0.0680 | regular |
| Aug 29, 2025 | — | $0.0700 | regular |
| Jul 31, 2025 | — | $0.0710 | regular |
| Jun 30, 2025 | — | $0.0620 | regular |
| May 30, 2025 | — | $0.0630 | regular |
Income Calculator
At $0.84 / yr per share
