AAPL vs XSIAX: Which Is the Better Dividend Stock?
As of Nov 8, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. XSIAX offers the higher yield at 6.08%, AAPL has the higher dividend-safety score, and XSIAX looks like the better value (its fair-value estimate is 112% above its share price).
Key facts: AAPL vs XSIAX
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Voya Credit Income A (XSIAX) has the higher forward dividend yield at 6.08%, versus 0.32% for Apple Inc. (AAPL).
- As of Nov 8, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and XSIAX's C (62/100).
- By SmarterDividends' count as of Nov 8, 2026, AAPL has raised its dividend for 13 consecutive years and XSIAX for 0.
- As of Nov 8, 2026, AAPL's fair-value estimate is 41% below its share price and XSIAX's fair-value estimate is 112% above its share price, so XSIAX looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs XSIAX: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/aapl-vs-xsiax
| Metric | AAPL | XSIAX |
|---|---|---|
| Forward yield | 0.32% | 6.08% |
| Annual dividend | $1.08 | $0.84 |
| Payout ratio | 12% | — |
| Years of growth | 13 yr | 0 yr |
| 5-yr dividend growth | 5.0% | 14.7% |
| 5-yr total return | 107% | -16% |
| Dividend safety score | 95 (A) | 62 (C) |
| Fair value estimate | $202.84 | $19.24 |
| Upside to fair value | -41% | +112% |
| Frequency | quarterly | monthly |
| Market cap | $5.0T | — |
| P/E ratio | 38.1 | — |
Higher yield
XSIAX
6.08%
Safer dividend
AAPL
Grade A
Faster growth
XSIAX
14.7%
Better value
XSIAX
+112% upside
AAPL vs XSIAX — FAQ
Is AAPL or XSIAX a better dividend stock?
On the data, AAPL wins more head-to-head categories (4 vs 3). XSIAX offers the higher yield (6.08%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or XSIAX?
XSIAX has the higher forward dividend yield at 6.08%, versus 0.32% for AAPL.
Is AAPL or XSIAX safer?
AAPL has the higher dividend-safety score (95/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or XSIAX better value right now?
As of Nov 8, 2026, XSIAX looks like the better value: its fair-value estimate is 112% above its share price (undervalued). For AAPL, its fair-value estimate is 41% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.