SmarterDividends

AAPL vs CRM: Which Is the Better Dividend Stock?

As of Nov 5, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CRM offers the higher yield at 0.78%, AAPL has the higher dividend-safety score, and CRM looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: AAPL vs CRM

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Salesforce, Inc. (CRM) has the higher forward dividend yield at 0.78%, versus 0.31% for Apple Inc. (AAPL).
  • As of Nov 5, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and CRM's B (71/100).
  • By SmarterDividends' count as of Nov 5, 2026, AAPL has raised its dividend for 14 consecutive years and CRM for 1.
  • As of Nov 5, 2026, AAPL pays out 12% of its earnings as dividends and CRM pays out 16%.
  • As of Nov 5, 2026, AAPL's fair-value estimate is 47% below its share price and CRM's fair-value estimate is 24% above its share price, so CRM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AAPL vs CRM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/aapl-vs-crm

MetricAAPLCRM
Forward yield0.31%0.78%
Annual dividend$1.08$1.76
Payout ratio12%16%
Years of growth14 yr1 yr
5-yr dividend growth5.0%—
5-yr total return108%-20%
Dividend safety score95 (A)71 (B)
Fair value estimate$183.61$278.27
Upside to fair value-47%+24%
Frequencyquarterlyquarterly
Market cap$5.0T$184.7B
P/E ratio38.720.5

Higher yield

CRM

0.78%

Safer dividend

AAPL

Grade A

Faster growth

AAPL

5.0%

Better value

CRM

+24% upside

AAPL vs CRM — FAQ

Is AAPL or CRM a better dividend stock?

On the data, AAPL wins more head-to-head categories (4 vs 3). CRM offers the higher yield (0.78%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AAPL or CRM?

CRM has the higher forward dividend yield at 0.78%, versus 0.31% for AAPL.

Is AAPL or CRM safer?

AAPL has the higher dividend-safety score (95/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.

Is AAPL or CRM better value right now?

As of Nov 5, 2026, CRM looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For AAPL, its fair-value estimate is 47% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.