SmarterDividends

CRM vs MSFT: Which Is the Better Dividend Stock?

As of Nov 5, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CRM offers the higher yield at 0.78%, MSFT has the higher dividend-safety score, and CRM looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: CRM vs MSFT

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Salesforce, Inc. (CRM) has the higher forward dividend yield at 0.78%, versus 0.71% for Microsoft Corporation (MSFT).
  • As of Nov 5, 2026, SmarterDividends grades CRM's dividend safety B (71/100) and MSFT's A (97/100).
  • By SmarterDividends' count as of Nov 5, 2026, CRM has raised its dividend for 1 consecutive years and MSFT for 20.
  • As of Nov 5, 2026, CRM pays out 16% of its earnings as dividends and MSFT pays out 19%.
  • As of Nov 5, 2026, CRM's fair-value estimate is 24% above its share price and MSFT's fair-value estimate is 41% below its share price, so CRM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CRM vs MSFT: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/crm-vs-msft

MetricCRMMSFT
Forward yield0.78%0.71%
Annual dividend$1.76$3.92
Payout ratio16%19%
Years of growth1 yr20 yr
5-yr dividend growth—10.2%
5-yr total return-20%58%
Dividend safety score71 (B)97 (A)
Fair value estimate$278.27$318.13
Upside to fair value+24%-41%
Frequencyquarterlyquarterly
Market cap$184.7B$4.0T
P/E ratio20.528.3

Higher yield

CRM

0.78%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

CRM

+24% upside

CRM vs MSFT — FAQ

Is CRM or MSFT a better dividend stock?

On the data, MSFT wins more head-to-head categories (4 vs 3). CRM offers the higher yield (0.78%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CRM or MSFT?

CRM has the higher forward dividend yield at 0.78%, versus 0.71% for MSFT.

Is CRM or MSFT safer?

MSFT has the higher dividend-safety score (97/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.

Is CRM or MSFT better value right now?

As of Nov 5, 2026, CRM looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For MSFT, its fair-value estimate is 41% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.