SmarterDividends

AAPL vs SAIC: Which Is the Better Dividend Stock?

As of Oct 3, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SAIC offers the higher yield at 1.17%, AAPL has the higher dividend-safety score, and SAIC looks like the better value (its fair-value estimate is 59% above its share price).

Key facts: AAPL vs SAIC

Data as of · Source: SmarterDividends data

  • As of Oct 3, 2026, Science Applications International Corporation (SAIC) has the higher forward dividend yield at 1.17%, versus 0.33% for Apple Inc. (AAPL).
  • As of Oct 3, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and SAIC's A (88/100).
  • By SmarterDividends' count as of Oct 3, 2026, AAPL has raised its dividend for 14 consecutive years and SAIC for 0.
  • As of Oct 3, 2026, AAPL pays out 12% of its earnings as dividends and SAIC pays out 17%.
  • As of Oct 3, 2026, AAPL's fair-value estimate is 45% below its share price and SAIC's fair-value estimate is 59% above its share price, so SAIC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AAPL vs SAIC: Dividend Yield, Safety & Value Compared," updated Oct 3, 2026, https://smarterdividends.com/compare/aapl-vs-saic

MetricAAPLSAIC
Forward yield0.33%1.17%
Annual dividend$1.08$1.48
Payout ratio12%17%
Years of growth14 yr0 yr
5-yr dividend growth5.0%0.0%
5-yr total return123%40%
Dividend safety score95 (A)88 (A)
Fair value estimate$185.15$199.00
Upside to fair value-45%+59%
Frequencyquarterlyquarterly
Market cap$4.9T$5.2B
P/E ratio37.914.7

Higher yield

SAIC

1.17%

Safer dividend

AAPL

Grade A

Faster growth

AAPL

5.0%

Better value

SAIC

+59% upside

AAPL vs SAIC — FAQ

Is AAPL or SAIC a better dividend stock?

On the data, AAPL wins more head-to-head categories (5 vs 3). SAIC offers the higher yield (1.17%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AAPL or SAIC?

SAIC has the higher forward dividend yield at 1.17%, versus 0.33% for AAPL.

Is AAPL or SAIC safer?

AAPL has the higher dividend-safety score (95/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.

Is AAPL or SAIC better value right now?

As of Oct 3, 2026, SAIC looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For AAPL, its fair-value estimate is 45% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.