MSFT vs SAIC: Which Is the Better Dividend Stock?
As of Oct 3, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SAIC offers the higher yield at 1.17%, MSFT has the higher dividend-safety score, and SAIC looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: MSFT vs SAIC
Data as of · Source: SmarterDividends data
- As of Oct 3, 2026, Science Applications International Corporation (SAIC) has the higher forward dividend yield at 1.17%, versus 0.76% for Microsoft Corporation (MSFT).
- As of Oct 3, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and SAIC's A (88/100).
- By SmarterDividends' count as of Oct 3, 2026, MSFT has raised its dividend for 20 consecutive years and SAIC for 0.
- As of Oct 3, 2026, MSFT pays out 20% of its earnings as dividends and SAIC pays out 17%.
- As of Oct 3, 2026, MSFT's fair-value estimate is 40% below its share price and SAIC's fair-value estimate is 59% above its share price, so SAIC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MSFT vs SAIC: Dividend Yield, Safety & Value Compared," updated Oct 3, 2026, https://smarterdividends.com/compare/msft-vs-saic
| Metric | MSFT | SAIC |
|---|---|---|
| Forward yield | 0.76% | 1.17% |
| Annual dividend | $3.92 | $1.48 |
| Payout ratio | 20% | 17% |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | 0.0% |
| 5-yr total return | 56% | 40% |
| Dividend safety score | 97 (A) | 88 (A) |
| Fair value estimate | $308.89 | $199.00 |
| Upside to fair value | -40% | +59% |
| Frequency | quarterly | quarterly |
| Market cap | $3.8T | $5.2B |
| P/E ratio | 28.6 | 14.7 |
Higher yield
SAIC
1.17%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
SAIC
+59% upside
MSFT vs SAIC — FAQ
Is MSFT or SAIC a better dividend stock?
On the data, MSFT wins more head-to-head categories (5 vs 3). SAIC offers the higher yield (1.17%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MSFT or SAIC?
SAIC has the higher forward dividend yield at 1.17%, versus 0.76% for MSFT.
Is MSFT or SAIC safer?
MSFT has the higher dividend-safety score (97/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.
Is MSFT or SAIC better value right now?
As of Oct 3, 2026, SAIC looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For MSFT, its fair-value estimate is 40% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.