SmarterDividends

AAPL vs SAP: Which Is the Better Dividend Stock?

As of September 2026, AAPL and SAP are closely matched. SAP offers the higher yield at 1.40%, AAPL has the higher dividend-safety score, and SAP trades at the larger discount to fair value (-20%).

MetricAAPLSAP
Forward yield0.32%1.40%
Annual dividend$1.08$2.93
Payout ratio12%38%
Years of growth14 yr2 yr
5-yr dividend growth5.0%9.0%
5-yr total return124%45%
Dividend safety score95 (A)68 (B)
Fair value estimate$181.00$167.81
Upside to fair value-46%-20%
Frequencyquarterlyannual
Market cap$4.9T$241.7B
P/E ratio38.627.3

Higher yield

SAP

1.40%

Safer dividend

AAPL

Grade A

Faster growth

SAP

9.0%

Better value

SAP

-20% upside

AAPL vs SAP — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.