MSFT vs SAP: Which Is the Better Dividend Stock?
As of Nov 9, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SAP offers the higher yield at 1.25%, MSFT has the higher dividend-safety score, and MSFT looks like the better value (its fair-value estimate is 39% below its share price).
Key facts: MSFT vs SAP
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, SAP SE (SAP) has the higher forward dividend yield at 1.25%, versus 0.74% for Microsoft Corporation (MSFT).
- As of Nov 9, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and SAP's B (68/100).
- By SmarterDividends' count as of Nov 9, 2026, MSFT has raised its dividend for 20 consecutive years and SAP for 2.
- As of Nov 9, 2026, MSFT pays out 19% of its earnings as dividends and SAP pays out 36%.
- As of Nov 9, 2026, MSFT's fair-value estimate is 39% below its share price and SAP's fair-value estimate is 40% below its share price, so MSFT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MSFT vs SAP: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/msft-vs-sap
| Metric | MSFT | SAP |
|---|---|---|
| Forward yield | 0.74% | 1.25% |
| Annual dividend | $3.92 | $2.93 |
| Payout ratio | 19% | 36% |
| Years of growth | 20 yr | 2 yr |
| 5-yr dividend growth | 10.2% | 9.0% |
| 5-yr total return | 61% | 82% |
| Dividend safety score | 97 (A) | 68 (B) |
| Fair value estimate | $324.21 | $141.21 |
| Upside to fair value | -39% | -40% |
| Frequency | quarterly | annual |
| Market cap | $3.9T | $269.4B |
| P/E ratio | 27.7 | 29.1 |
Higher yield
SAP
1.25%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
MSFT
-39% upside
MSFT vs SAP — FAQ
Is MSFT or SAP a better dividend stock?
On the data, MSFT wins more head-to-head categories (6 vs 2). SAP offers the higher yield (1.25%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MSFT or SAP?
SAP has the higher forward dividend yield at 1.25%, versus 0.74% for MSFT.
Is MSFT or SAP safer?
MSFT has the higher dividend-safety score (97/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is MSFT or SAP better value right now?
As of Nov 9, 2026, MSFT looks like the better value: its fair-value estimate is 39% below its share price (overvalued). For SAP, its fair-value estimate is 40% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.