MSFT vs SAP: Which Is the Better Dividend Stock?
As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SAP offers the higher yield at 1.84%, MSFT has the higher dividend-safety score, and SAP trades at the larger discount to fair value (+6%).
| Metric | MSFT | SAP |
|---|---|---|
| Forward yield | 0.92% | 1.84% |
| Annual dividend | $3.64 | $2.93 |
| Payout ratio | 21% | 37% |
| Years of growth | 20 yr | 2 yr |
| 5-yr dividend growth | 10.2% | 9.0% |
| 5-yr total return | 30% | 6% |
| Dividend safety score | 91 (A) | 65 (C) |
| Fair value estimate | $354.91 | $168.49 |
| Upside to fair value | -10% | +6% |
| Frequency | quarterly | annual |
| Market cap | $3.0T | $186.7B |
| P/E ratio | 23.5 | 22.4 |
Higher yield
SAP
1.84%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
SAP
+6% upside
MSFT vs SAP — FAQ
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