AAPL vs SAPGF: Which Is the Better Dividend Stock?
As of Nov 5, 2026, AAPL and SAPGF are closely matched. SAPGF offers the higher yield at 1.23%, AAPL has the higher dividend-safety score, and SAPGF looks like the better value (its fair-value estimate is 37% below its share price).
Key facts: AAPL vs SAPGF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, SAP SE (SAPGF) has the higher forward dividend yield at 1.23%, versus 0.31% for Apple Inc. (AAPL).
- As of Nov 5, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and SAPGF's C (62/100).
- By SmarterDividends' count as of Nov 5, 2026, AAPL has raised its dividend for 14 consecutive years and SAPGF for 2.
- As of Nov 5, 2026, AAPL pays out 12% of its earnings as dividends and SAPGF pays out 36%.
- As of Nov 5, 2026, AAPL's fair-value estimate is 47% below its share price and SAPGF's fair-value estimate is 37% below its share price, so SAPGF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs SAPGF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/aapl-vs-sapgf
| Metric | AAPL | SAPGF |
|---|---|---|
| Forward yield | 0.31% | 1.23% |
| Annual dividend | $1.08 | $2.93 |
| Payout ratio | 12% | 36% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 5.0% | 8.7% |
| 5-yr total return | 108% | 80% |
| Dividend safety score | 95 (A) | 62 (C) |
| Fair value estimate | $183.61 | $152.19 |
| Upside to fair value | -47% | -37% |
| Frequency | quarterly | annual |
| Market cap | $5.0T | $280.4B |
| P/E ratio | 38.7 | 30.2 |
Higher yield
SAPGF
1.23%
Safer dividend
AAPL
Grade A
Faster growth
SAPGF
8.7%
Better value
SAPGF
-37% upside
AAPL vs SAPGF — FAQ
Is AAPL or SAPGF a better dividend stock?
AAPL and SAPGF are closely matched. SAPGF has the higher yield; AAPL scores better on safety.
Which has a higher dividend yield, AAPL or SAPGF?
SAPGF has the higher forward dividend yield at 1.23%, versus 0.31% for AAPL.
Is AAPL or SAPGF safer?
AAPL has the higher dividend-safety score (95/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or SAPGF better value right now?
As of Nov 5, 2026, SAPGF looks like the better value: its fair-value estimate is 37% below its share price (overvalued). For AAPL, its fair-value estimate is 47% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.