SmarterDividends

MSFT vs SAPGF: Which Is the Better Dividend Stock?

As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SAPGF offers the higher yield at 1.84%, MSFT has the higher dividend-safety score, and SAPGF trades at the larger discount to fair value (+8%).

MetricMSFTSAPGF
Forward yield0.92%1.84%
Annual dividend$3.64$2.93
Payout ratio21%38%
Years of growth20 yr2 yr
5-yr dividend growth10.2%8.7%
5-yr total return30%7%
Dividend safety score91 (A)60 (C)
Fair value estimate$354.91$172.04
Upside to fair value-10%+8%
Frequencyquarterlyannual
Market cap$3.0T$186.5B
P/E ratio23.522.1

Higher yield

SAPGF

1.84%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

SAPGF

+8% upside

MSFT vs SAPGF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.