SmarterDividends

AFB vs BAC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. AFB offers the higher yield at 5.37%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricAFBBAC
Forward yield5.37%1.83%
Annual dividend$0.60$1.12
Payout ratio70%26%
Years of growth2 yr12 yr
5-yr dividend growth-1.5%8.4%
5-yr total return-26%47%
Dividend safety score51 (C)85 (A)
Fair value estimate$17.32$101.75
Upside to fair value+54%+66%
Frequencymonthlyquarterly
Market cap$322.2M$424.0B
P/E ratio14.014.1

Higher yield

AFB

5.37%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

AFB vs BAC — FAQ

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