SmarterDividends

AII vs BAC: Which Is the Better Dividend Stock?

As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. AII offers the higher yield at 3.90%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricAIIBAC
Forward yield3.90%2.07%
Annual dividend$1.02$1.28
Payout ratio0%26%
Years of growth0 yr12 yr
5-yr dividend growth8.4%
5-yr total return45%
Dividend safety score83 (A)
Fair value estimate$21.87$77.08
Upside to fair value-14%+25%
Frequencyannualquarterly
Market cap$512.4M$435.9B
P/E ratio6.014.2

Higher yield

AII

3.90%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+25% upside

AII vs BAC — FAQ

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