AOD vs BAC: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. AOD offers the higher yield at 12.06%, BAC has the higher dividend-safety score, and AOD looks like the better value (its fair-value estimate is 196% above its share price).
Key facts: AOD vs BAC
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Abrdn Total Dynamic Dividend Fund (AOD) has the higher forward dividend yield at 12.06%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades AOD's dividend safety B (73/100) and BAC's A (85/100).
- By SmarterDividends' count as of Nov 8, 2026, AOD has raised its dividend for 1 consecutive years and BAC for 12.
- As of Nov 8, 2026, AOD pays out 46% of its earnings as dividends and BAC pays out 28%.
- As of Nov 8, 2026, AOD's fair-value estimate is 196% above its share price and BAC's fair-value estimate is 29% above its share price, so AOD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AOD vs BAC: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/aod-vs-bac
| Metric | AOD | BAC |
|---|---|---|
| Forward yield | 12.06% | 2.59% |
| Annual dividend | $1.20 | $1.28 |
| Payout ratio | 46% | 28% |
| Years of growth | 1 yr | 12 yr |
| 5-yr dividend growth | 10.9% | 8.4% |
| 5-yr total return | 2% | 11% |
| Dividend safety score | 73 (B) | 85 (A) |
| Fair value estimate | $29.44 | $63.64 |
| Upside to fair value | +196% | +29% |
| Frequency | monthly | quarterly |
| Market cap | $1.0B | $341.0B |
| P/E ratio | 3.8 | 11.8 |
Higher yield
AOD
12.06%
Safer dividend
BAC
Grade A
Faster growth
AOD
10.9%
Better value
AOD
+196% upside
AOD vs BAC — FAQ
Is AOD or BAC a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). AOD offers the higher yield (12.06%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AOD or BAC?
AOD has the higher forward dividend yield at 12.06%, versus 2.59% for BAC.
Is AOD or BAC safer?
BAC has the higher dividend-safety score (85/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is AOD or BAC better value right now?
As of Nov 8, 2026, AOD looks like the better value: its fair-value estimate is 196% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.