BAC vs BBVA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and BBVA are closely matched. BBVA offers the higher yield at 4.42%, BAC has the higher dividend-safety score, and BBVA looks like the better value (its fair-value estimate is 66% above its share price).
Key facts: BAC vs BBVA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has the higher forward dividend yield at 4.42%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BBVA's C (61/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and BBVA for 4.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and BBVA pays out 48%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and BBVA's fair-value estimate is 66% above its share price, so BBVA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BBVA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-bbva
| Metric | BAC | BBVA |
|---|---|---|
| Forward yield | 2.48% | 4.42% |
| Annual dividend | $1.28 | $1.13 |
| Payout ratio | 28% | 48% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 19.0% |
| 5-yr total return | 12% | 342% |
| Dividend safety score | 87 (A) | 61 (C) |
| Fair value estimate | $63.43 | $42.36 |
| Upside to fair value | +25% | +66% |
| Frequency | quarterly | semiannual |
| Market cap | $349.9B | $140.6B |
| P/E ratio | 12.1 | 11.2 |
Higher yield
BBVA
4.42%
Safer dividend
BAC
Grade A
Faster growth
BBVA
19.0%
Better value
BBVA
+66% upside
BAC vs BBVA — FAQ
Is BAC or BBVA a better dividend stock?
BAC and BBVA are closely matched. BBVA has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BBVA?
BBVA has the higher forward dividend yield at 4.42%, versus 2.48% for BAC.
Is BAC or BBVA safer?
BAC has the higher dividend-safety score (87/100 vs 61/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BBVA better value right now?
As of Nov 5, 2026, BBVA looks like the better value: its fair-value estimate is 66% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.