SmarterDividends

BAC vs BCDRF: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.22%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACBCDRF
Forward yield2.22%1.97%
Annual dividend$1.28$0.29
Payout ratio26%25%
Years of growth12 yr4 yr
5-yr dividend growth8.4%1.3%
5-yr total return21%294%
Dividend safety score86 (A)57 (C)
Fair value estimate$91.91$19.94
Upside to fair value+59%+31%
Frequencyquarterlysemiannual
Market cap$403.7B$220.8B
P/E ratio13.315.1

Higher yield

BAC

2.22%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs BCDRF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.