BAC vs BCDRF: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCDRF offers the higher yield at 2.24%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | BCDRF |
|---|---|---|
| Forward yield | 1.83% | 2.24% |
| Annual dividend | $1.12 | $0.29 |
| Payout ratio | 26% | 25% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 1.3% |
| 5-yr total return | 47% | 255% |
| Dividend safety score | 85 (A) | 57 (C) |
| Fair value estimate | $101.75 | $19.94 |
| Upside to fair value | +66% | +53% |
| Frequency | quarterly | semiannual |
| Market cap | $424.0B | $190.4B |
| P/E ratio | 14.1 | 12.9 |
Higher yield
BCDRF
2.24%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs BCDRF — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.