BAC vs BCS: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and BCS are closely matched. BCS offers the higher yield at 2.60%, BAC has the higher dividend-safety score, and BCS looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: BAC vs BCS
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Barclays PLC (BCS) has the higher forward dividend yield at 2.60%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCS's B (67/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and BCS for 4.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and BCS pays out 23%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and BCS's fair-value estimate is 75% above its share price, so BCS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCS: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-bcs
| Metric | BAC | BCS |
|---|---|---|
| Forward yield | 2.48% | 2.60% |
| Annual dividend | $1.28 | $0.62 |
| Payout ratio | 28% | 23% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | -7.0% |
| 5-yr total return | 12% | 125% |
| Dividend safety score | 87 (A) | 67 (B) |
| Fair value estimate | $63.43 | $40.19 |
| Upside to fair value | +25% | +75% |
| Frequency | quarterly | semiannual |
| Market cap | $349.9B | $76.2B |
| P/E ratio | 12.1 | 8.5 |
Higher yield
BCS
2.60%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BCS
+75% upside
BAC vs BCS — FAQ
Is BAC or BCS a better dividend stock?
BAC and BCS are closely matched. BCS has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BCS?
BCS has the higher forward dividend yield at 2.60%, versus 2.48% for BAC.
Is BAC or BCS safer?
BAC has the higher dividend-safety score (87/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCS better value right now?
As of Nov 5, 2026, BCS looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.