SmarterDividends

BAC vs BFC: Which Is the Better Dividend Stock?

As of September 2026, BFC (Bank First Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.28%, BFC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACBFC
Forward yield2.28%1.59%
Annual dividend$1.28$2.40
Payout ratio26%25%
Years of growth12 yr12 yr
5-yr dividend growth8.4%17.3%
5-yr total return21%114%
Dividend safety score86 (A)88 (A)
Fair value estimate$91.91$169.65
Upside to fair value+59%+11%
Frequencyquarterlyquarterly
Market cap$391.6B$1.6B
P/E ratio13.019.7

Higher yield

BAC

2.28%

Safer dividend

BFC

Grade A

Faster growth

BFC

17.3%

Better value

BAC

+59% upside

BAC vs BFC — FAQ

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