BAC vs BHB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BHB (Bar Harbor Bankshares) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BHB offers the higher yield at 3.45%, BHB has the higher dividend-safety score, and BHB looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: BAC vs BHB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bar Harbor Bankshares (BHB) has the higher forward dividend yield at 3.45%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BHB's A (97/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and BHB for 22.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and BHB pays out 44%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and BHB's fair-value estimate is 46% above its share price, so BHB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BHB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-bhb
| Metric | BAC | BHB |
|---|---|---|
| Forward yield | 2.50% | 3.45% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 26% | 44% |
| Years of growth | 12 yr | 22 yr |
| 5-yr dividend growth | 8.4% | 7.4% |
| 5-yr total return | 15% | 34% |
| Dividend safety score | 87 (A) | 97 (A) |
| Fair value estimate | $63.43 | $55.81 |
| Upside to fair value | +24% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $640.6M |
| P/E ratio | 12.2 | 12.9 |
Higher yield
BHB
3.45%
Safer dividend
BHB
Grade A
Faster growth
BAC
8.4%
Better value
BHB
+46% upside
BAC vs BHB — FAQ
Is BAC or BHB a better dividend stock?
On the data, BHB wins more head-to-head categories (6 vs 2). BHB offers the higher yield (3.45%), while BHB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or BHB?
BHB has the higher forward dividend yield at 3.45%, versus 2.50% for BAC.
Is BAC or BHB safer?
BHB has the higher dividend-safety score (97/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BHB better value right now?
As of Oct 18, 2026, BHB looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.