BHB vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BHB and MA are closely matched. BHB offers the higher yield at 3.45%, BHB has the higher dividend-safety score, and BHB looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: BHB vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bar Harbor Bankshares (BHB) has the higher forward dividend yield at 3.45%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades BHB's dividend safety A (97/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, BHB has raised its dividend for 22 consecutive years and MA for 14.
- As of Oct 18, 2026, BHB pays out 44% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, BHB's fair-value estimate is 46% above its share price and MA's fair-value estimate is 23% below its share price, so BHB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BHB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bhb-vs-ma
| Metric | BHB | MA |
|---|---|---|
| Forward yield | 3.45% | 0.56% |
| Annual dividend | $1.32 | $3.48 |
| Payout ratio | 44% | 18% |
| Years of growth | 22 yr | 14 yr |
| 5-yr dividend growth | 7.4% | 13.7% |
| 5-yr total return | 34% | 96% |
| Dividend safety score | 97 (A) | 89 (A) |
| Fair value estimate | $55.81 | $474.95 |
| Upside to fair value | +46% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $640.6M | $540.9B |
| P/E ratio | 12.9 | 34.0 |
Higher yield
BHB
3.45%
Safer dividend
BHB
Grade A
Faster growth
MA
13.7%
Better value
BHB
+46% upside
BHB vs MA — FAQ
Is BHB or MA a better dividend stock?
BHB and MA are closely matched. BHB has the higher yield; BHB scores better on safety.
Which has a higher dividend yield, BHB or MA?
BHB has the higher forward dividend yield at 3.45%, versus 0.56% for MA.
Is BHB or MA safer?
BHB has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is BHB or MA better value right now?
As of Oct 18, 2026, BHB looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.