BAC vs BRBS: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC and BRBS are closely matched. BRBS offers the higher yield at 21.20%, BAC has the higher dividend-safety score, and BRBS looks like the better value (its fair-value estimate is 241% above its share price).
Key facts: BAC vs BRBS
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Blue Ridge Bankshares, Inc. (BRBS) has the higher forward dividend yield at 21.20%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BRBS's B (77/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and BRBS for 4.
- As of Oct 27, 2026, BAC's fair-value estimate is 26% above its share price and BRBS's fair-value estimate is 241% above its share price, so BRBS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BRBS: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-brbs
| Metric | BAC | BRBS |
|---|---|---|
| Forward yield | 2.53% | 21.20% |
| Annual dividend | $1.28 | $0.85 |
| Payout ratio | 26% | 0% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 21.3% |
| 5-yr total return | 14% | -77% |
| Dividend safety score | 87 (A) | 77 (B) |
| Fair value estimate | $63.43 | $13.68 |
| Upside to fair value | +26% | +241% |
| Frequency | quarterly | semiannual |
| Market cap | $349.7B | $359.6M |
| P/E ratio | 12.1 | 44.6 |
Higher yield
BRBS
21.20%
Safer dividend
BAC
Grade A
Faster growth
BRBS
21.3%
Better value
BRBS
+241% upside
BAC vs BRBS — FAQ
Is BAC or BRBS a better dividend stock?
BAC and BRBS are closely matched. BRBS has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BRBS?
BRBS has the higher forward dividend yield at 21.20%, versus 2.53% for BAC.
Is BAC or BRBS safer?
BAC has the higher dividend-safety score (87/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BRBS better value right now?
As of Oct 27, 2026, BRBS looks like the better value: its fair-value estimate is 241% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.