SmarterDividends

BAC vs BTT: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BTT offers the higher yield at 2.51%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACBTT
Forward yield2.21%2.51%
Annual dividend$1.28$0.56
Payout ratio26%40%
Years of growth12 yr0 yr
5-yr dividend growth8.4%-5.8%
5-yr total return21%-14%
Dividend safety score86 (A)61 (C)
Fair value estimate$91.91$15.47
Upside to fair value+59%-30%
Frequencyquarterlymonthly
Market cap$393.0B$1.4B
P/E ratio13.016.1

Higher yield

BTT

2.51%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs BTT — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.