BAC vs CBNK: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.59%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BAC vs CBNK
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.59%, versus 1.18% for Capital Bancorp, Inc. (CBNK).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and CBNK's A (80/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and CBNK for 4.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and CBNK pays out 14%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and CBNK's fair-value estimate is 11% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CBNK: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-cbnk
| Metric | BAC | CBNK |
|---|---|---|
| Forward yield | 2.59% | 1.18% |
| Annual dividend | $1.28 | $0.50 |
| Payout ratio | 28% | 14% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | 60% |
| Dividend safety score | 85 (A) | 80 (A) |
| Fair value estimate | $63.64 | $47.13 |
| Upside to fair value | +29% | +11% |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $692.2M |
| P/E ratio | 11.8 | 12.8 |
Higher yield
BAC
2.59%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+29% upside
BAC vs CBNK — FAQ
Is BAC or CBNK a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). BAC offers the higher yield (2.59%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CBNK?
BAC has the higher forward dividend yield at 2.59%, versus 1.18% for CBNK.
Is BAC or CBNK safer?
BAC has the higher dividend-safety score (85/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CBNK better value right now?
As of Nov 8, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For CBNK, its fair-value estimate is 11% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.